@maxi np.
I'd just say that one should be wary, exercise caution, do research and be diligent before choosing any exchange or whatever platform.
Personally I wished #Monero 
and not #PayPal 
, #CashApp & #Venmo (the latter two are U.S. exclusive because they don't want to follow strict #EU #banking and #ConsumerProtection laws!) was mainstream, as it's cheaper than traditional payment processors on sums above €10.
@maxi OFC one can still do #Euro -> #Bitcoin 
-> #Monero but not only does that take quite some time but the voiltaility of Bitcoin makes it absurdly risky.
Not to mention that Bitcoin #Mining itself never was profitable to begin with and once the last Bitcoin has been mined, it'll be basically dead and transaction fees will go so hard through the roof, one might hust buy gold bars and send couriers around the globe instead and still save money.
https://www.youtube.com/watch?v=sw6aMxaNmXA
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@maxi and since #Bitcoin uses #ASIC's it's an irredeemable #EnvoirmentalCrime to use, mine, trade and accept ...
Whereas #Monero whilst also being #ProoOfWork is designed to stay #Decentralized and use COTS hardware that can be actually used for productive work...
@maxi but then again: Neither endorsement nor advice.
If it was my decision, the block rate would be at 1 second so it was fast enough for checkouts at a cashier with 3+ confirmations.
OFC nothing prevents a traditional #PaymentProcessor from accepting #Monero instead of or besides #AMEX, #VISA, #MasterCard, #Maestro, #girocard, #AliPay, #JCB, #UnionPay, #ApplePay, #SamsungPay, #GooglePay, #SMSpayment or even #GeldKarte besides their stubbornness to remain irreplaceable middle-men.
@maxi after all, #ec & #CreditCard #payments are deliberately designed to not be direct #WireTransfers into #Bank accounts.
For once these were created in the #USA which to this day does not have an actually functioning #WireTransfer system that comes even close to #SEPA in terms of cost-efficiency, speed, availability and ease-of-use:
People still get literal #cheques to cashout decades after #Germany phased out chequebooks and banned that even long before that.
@maxi If it wasn't a legal nightmare and a multi-million € effort I would've already started a bank if not seen a former employer of mine become a bank.
Alas, @BaFin has become even.stricter since #Wirecard and that's for sadly good reasons:
#Banks in #Europe are strictly regulated and forced into harsh oversight BECAUSE THEY FAILED HARD IN THE PAST!
@maxi
And whilst Wirecard folding as the grift it has been from the start may be inconvenient for merchants using them, this didn't result in the same #shitshow that #SiliconValleyBank caused:
People still got their paychecks and businesses could still pay suppliers and get paid.
They might've to switch to competitors like Adyen but in the end, that isn't a hard move...
Integrating #Wirecard messy code was always a clunky shitshow compared to #PayPal which has a clean API...
Kevin Karhan 