@txt_file Schau' dir den Markt an und sag' mir dass es #Wettbewerb gibt!
Selbst #Stripe ist kein Wettbewerber, weil #SEPA-#Bankeinzug nicht möglich ist!
@txt_file@chaos.social @lina@vt.social the Problem with #PayPal is that they have no real competition, so being an *asshole corporation* has no [real consequences.](https://infosec.space/@kkarhan/115569756070784120) I mean, look at the state of #OnlinePayments: - #TradFinance fearmongered regulators and institutions into #Monero #delistings and bans. - #wero doesn't even get *mandatory acceptance* within the #SEPA-Area and doesn't support non-SEPA accounts, thus is less useful than #UnionPay, #AliPay & #WeChatPay in #Germany. - The 3 before-mentioned providers won't even offer their services for #EU citizens/non-*"P.R."* #China residents. - #WesternUnion, #RIA, #MoneyGram, etc. are absurdly expensive and don't work well nor can be integrated as #OnlinePayment. - #PerfectMoney, like #Mir, is basically useless outside #Russia & #CIS member states. - Same goes for all the other *national providers* like #SOFORTÜBERWEISUNG (absorbed by #Klarna), etc. PayPal owns the market for #payments harder than Autodesk for Engineering Software and Adobe for Creative Software because #regulators like @EUCommission@ec.social-network.europa.eu *refuse to regulate!* - People who have neither #CreditCards (from the 2,5 Oligopolists from the USA: #Visa, #MasterCard & #AMEX) nor a PayPal account are *basically "banned from #OnlineShopping"*!
@txt_file @lina the Problem with #PayPal is that they have NO REAL #COMPETITION, so being an asshole corporation has no real consequences.
I mean, look at the state of #OnlinePayments:
#TradFinance fearmongered regulators and institutions into #Monero #delistings and bans.
#wero doesn't even get mandatory acceptance within the #SEPA-Area and doesn't support non-SEPA accounts, thus is less useful than #UnionPay, #AliPay & #WeChatPay in #Germany.
The 3 before-mentioned providers won't even offer their services for #EU citizens/non-"P.R." #China residents.
#WesternUnion, #RIA, #MoneyGram, etc. are absurdly expensive and don't work well nor can be integrated as #OnlinePayment.
#PerfectMoney, like #Mir, is basically useless outside #Russia & #CIS member states.
Same goes for all the other national providers like #SOFORTÜBERWEISUNG (absorbed by #Klarna, basically only seen in Germany), etc.
PayPal OWNS the market for #payments harder than Autodesk for Engineering Software and Adobe for Creative Software because #regulators like @EUCommission refuse to regulate!
People who have neither #CreditCards (from the 2,5 Oligopolists from the USA: #Visa, #MasterCard & #AMEX) nor a PayPal account are basically "banned from #OnlineShopping"!
#Stripe can't even do #WireTransfer or #Widthdrawals from SEPA bank accounts!
@txt_file@chaos.social @lina@vt.social Yooo, WTF? How is that not a violation of #ConsumerRghts? - Can someone at @EUCommission@ec.social-network.europa.eu, @BaFin@social.bund.de and @bsi@social.bund.de phone their colleagues at #CSSF in #Luxembourg and tell them to *bonk* #PayPal for [that?](https://vt.social/@lina/115568401302718163) Cuz in my eyes it's none of their business *how* and *where* I use their stuff - *if at all*! - Like: Even if I were to use @torproject@mastodon.social / #TorBrowser that would be unacceptable!
@blueghost @thegoodcloud nifty...
Personally I can vouch for @monocles / #monoclesOcean which is a #Nextcloud without much fuss that can be paid for #CashByMail & #Monero as well as #SEPA, #Stripe & #PayPal and @Stuxhost which comes with @CollaboraOffice included.
Both use @nextcloud at their core and I do like how #Nextcloud really makes it simple to do #ManagedServices & #SelfHosting without feature disparity!
@dragonfrog Granted, #FATCA is an expensive problem and the only way some #US citizens may be able to obtain a #BankAccount in #Germany was due to the fact that #banking is regulated like a utility (since people can't really be paid in #cash and #landlords expect to get their rent wired via #SEPA).
OFC #NotLegalAdvice & #NotFinancialAdvice tho I did help two people to get an account setup. (It's not a speedy process tho and without an address one certainly has to come to the bank branch more than twice!)
WhizzBang
Linuxkumpel 
Procuraduría General Venezuela
Carolina Code Conference
Kevin Karhan 
Rainer