Розничные платежи в Китае — жизнь по QR

Розничные платежи в Китае или жизнь по QR - на основе опыта посещения Китая весной 2026 года и проживания в Китае. Статья от двух специалистов индустрии финансовых технологий (финтех).

https://habr.com/ru/articles/1022380/

#qrcode #китай #alipay #wechat_pay #сбп #nfcплатежи

Alipay (100M+ Google Play installs) — what I found by reverse-engineering the APK:

1. A remotely activatable SSL/TLS kill switch
2. 79,371 server-replaceable methods bypassing Play review
3. 1,834 undisclosed data hooks (IMEI, GPS, clipboard, audio)
4. 97% of permission checks return null

Ant Group's response: "these vulnerabilities do not exist."

40 days later, the SSL bypass is still in production.

Thread with code evidence ↓

#infosec #android #alipay #googleplay

UPDATE: WeChat just banned my account.

Reason? An article titled "As a Chinese citizen, I formally reported Alipay to the CAC."

That article was ALREADY DELETED 13 days ago.

Ant Group's earlier complaint about the same content was REJECTED by WeChat's own review (Case 4285****65).

Timeline:
• 3/11 — Ant Group complaint rejected by WeChat ✗
• 3/15 — Wave 1: 4 articles deleted anyway
• 3/20 — Wave 2: 4 more deleted (including the one cited)
• 3/25 — Wave 3: 9th article deleted (same day CAC confirmed Alipay investigation)
• 4/2 — Account BANNED based on content deleted 13 days prior

China's CAC has confirmed it is investigating Alipay. WeChat banned me for reporting it.

Full documentation: https://innora.ai/zfb/wechat-ban-expose.html

#infosec #alipay #tencent #wechat #censorship #cybersecurity #vulnerability #whistleblower

@LyrischerPoet @Werftpark @NDR Nur wenn die Akzeptanz von #wero durch #Händler höher ist, weil kritisch für den Erfolg von wero bei Verbrauchern.

• #InstantSEPA als Standard für Überweisungen existiert ja bereits.
• Und wero soll ja #PayPal, #Stripe, (#US-)#Kreditkarten & Co. im #Einzelhandel wie #Online ersetzen.
• Dementsprechend ist aus Händler-Sicht die Frage: "Warum/Wozu soll ich das haben?" nur mit
  • Geringere Gebühren [als andere Zahlungslösungen & -Anbieter!]
  • Schnellere Auszahlungen [durch deren Zahlingsdienstleister!]
  • Höhere #Sicherheit [gegen #Betrug und #Zahlungsausfälle; Also mit Chip+PIN / NFC+PIN samt #Zahlungsgarantien durch wero wie bei GeldKarte & eurocash!]

zufriedenstellend beantwortbar...

D.h. wero muss besser als [seinerzeit] #GeldKarte, #eurocash, #AMEX, #VISA & #MasterCard sein.

• Quasi das #EU-Equivalent von #Mir, #UnionPay & #JCB
  • Bequem wie #AliPay & #WeChatPay in "V.R." #China bzw. #Pasmo & #Suica in #Japan…

アップル、中国で「アップル税」を30％→25％へ　ミニアプリ経済圏に対抗

https://fed.brid.gy/r/https://36kr.jp/484220/

Today: Pagamenti mobili cinesi, anche i turisti italiani possono goderne

Visitare la Cina è ancora più facile per i turisti e italiani ed europei, ma anche per chi viaggia per affari: grazie ad un accordo fra Tinaba e Alipay+, sarà molto comodo pagare mentre si viaggia per la Cina continentale. Ci parla di questa nuova opportunità l’amministratore delegato di Banca...

Chinese mobile payments, even Italian tourists can enjoy them.

Visiting China is even easier for tourists and Italians and Europeans, but also for those traveling for business: thanks to an agreement between Tinaba and Alipay+, it will be very convenient to pay while traveling throughout mainland China. The CEO of Banca…

#Chinese #Italian #China #Italians #Europeans #Tinaba #Alipay+ #Banca

https://www.today.it/speciale/orizzonte-italia-cina/pagamenti-mobili-cina.html