Candies IndiaApr 22

Small businesses grow with timely credit, but many borrowers lack collateral or formal credit history. Credit guarantee systems help reduce lender risk and improve access to microfinance. The Credit Guarantee Scheme for Microfinance Institutions (CGSMFI 2.0) supports responsible lending and stronger financial inclusion across India.

https://www.ncgtc.in/en/product-details/CGSMFI2/Credit-Guarantee-Scheme-for-Microfinance-Institutions--2.0-(CGSMFI-2.0)

#Microfinance #CreditGuarantee #FinancialInclusion #MSME #NCGTC #CGSMFI #IndiaFinance #SmallBusiness #Fintech #Lending

The Japan TimesApr 1
Despite repeated technological upheavals, finance has preserved its profits by reinventing fee-generating services, but the rise of AI could ultimately render much of the industry irrelevant. https://www.japantimes.co.jp/commentary/2026/04/01/world/ai-threatens-profit-machine/?utm_medium=Social&utm_source=mastodon #commentary #worldnews #artificialintelligence #ai #banks #lending #stocks #bonds #wallstreet
AI threatens the finance industry's perpetual profit machine

The utopian promise of AI is abundance, but the only guaranteed beneficiaries are the super elites that own the machines.

The Japan Times
Show threadˈdälfən™🐬 💥 🌊Mar 24

Banks' revenues, already very high for large banks, will increase more.

And though more revenue might benefit shareholders of larger bank stock as banks increase dividends, the banks will likely buy back their own stock and further increase their revenue.

A financial crisis will hit smaller banks harder than larger banks, which are better positioned with more financial cushion to mitigate lending risk.

2🧵
#finance #banking #USA #lending #risk #MyThoughts

ˈdälfən™🐬 💥 🌊Mar 24

A big deal 👀

Holding less capital in reserve amid loosened #lending rules will free up funds so #banks can lend more. Mortgages could become more competitive.

➡️ But lower capital requirements & loosened lending rules also means banks would have less to fall back on in a financial crisis, a risk for which is already high given geopolitical uncertainties and the private credit increase.

1🧵
#finance #banking #USA
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https://www.thestreet.com/personal-finance/wall-street-banks-just-got-a-rule-change-worth-billions

N-gated Hacker NewsMar 17
Ah, yes, the latest YC graduate has finally solved the world's greatest problem: #lending in emerging markets, because obviously, we should #trust #AI to decide who gets money. 🤖💸 What could possibly go wrong? 🌍🤣
https://www.usekita.com/ #YCGraduate #Issues #EmergingMarkets #HackerNews #ngated
Kita | Document intelligence for lending in emerging markets

Kita is a document intelligence platform for lenders in emerging markets, turning messy borrower documents into fraud-checked, decision-ready risk signals.

Kita
misryoum global news networkMar 2

New cryptocurrency Mutuum Finance advances decentralized lending on Ethereum network

https://misryoum.com/us/markets/new-cryptocurrency-mutuum-finance-advances-decentralized-lending-on/

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Mutuum Finance raises more than $20.6m as it builds a non-custodial lending protocol on Ethereum. Summary Mutuum Finance...

#New #cryptocurrency #Mutuum #Finance #advances #decentralized #lending #Ethereum #network #US_News_Hub #misryoum_com

New cryptocurrency Mutuum Finance advances decentralized lending on Ethereum network

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Mutuum

US News Hub
tech news ᳇ eicker.newsDec 16
#PayPal filed applications to establish #PayPalBank, a #Utah chartered industrial loan company. The bank would allow PayPal to #lendmoney, #holddeposits, and offer interest-bearing #savingsaccounts, reducing its reliance on third parties for #lending to #smallbusinesses. https://www.wsj.com/finance/banking/paypal-applies-to-establish-bank-25172927?eicker.news #tech #media #news
stevenwick7Dec 2
AG Tong has launched an investigation into the nation’s largest buy now, pay later (BNPL) lenders, warning that the fast-growing industry may be exposing consumers to unclear terms, hidden fees, and mounting debt #justice #lending #money #fraud #debt
https://newsmeapp.com/attorney-general-tong-launches-multistate-inquiry-into-buy-now-pay-later-lenders-amid-consumer-protection-concerns/
Attorney General Tong Launches Multistate Inquiry Into Buy Now, Pay Later Lenders Amid Consumer Protection Concerns - Wick & Company News Media

% Attorney General Tong Launches Multistate Inquiry Into Buy Now, Pay Later Lenders Amid Consumer Protection Concerns Wick & Company News Media

Wick And Company News Media
Don Curren 🇨🇦🇺🇦Nov 18
“A sweeping investigation into the scale of Beijing’s overseas lending has found that #China has amassed a #global #lending portfolio worth more than US$2-trillion – a figure at least twice what earlier estimates suggested.” www.theglobeandmail.com/business/art...

China’s global lending portfol...
China’s global lending portfolio is at least double previous estimates, report shows

A growing share of loans is being directed to high-income and upper-middle-income economies, according to U.S.-based AidData

The Globe and Mail
Tim ProbstNov 12

I am very excited to be sharing the stage with Someera Khokhar from Nammu21 for FinTech Future’s webinar on unlocking the power of data across the lending lifecycle this coming Thursday. It’s going to be a great conversation so make sure to register! #fintech #lending #data #analytics

Webinar | 13 November 2025 | Unlocking the power of digitised data across the lending lifecycle

#analytics #data #fintech #lending

Unlocking the power of digitised data

Join us to discover how end-to-end data digitisation transforms lending efficiency, decision-making, and portfolio intelligence for a competitive edge.

FinTech Futures