Trending Stocks 📈Why Lenders Want You to Fail - Max Levchin and Tim Ferriss
Original timestamp: 01:09:39
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tech news ᳇ eicker.news#Morpho, a #blockchain based #lending and #borrowing protocol, raised $175 million in a funding round led by Paradigm, Ribbit Capital, and a16z crypto. The protocol, valued at up to $2 billion, allows users to create their own lending markets with custom risk parameters. Morpho is gaining traction with both crypto companies and traditional financial institutions seeking higher yields. https://fortune.com/2026/06/09/morpho-fundraise-a16z-crypto-paradigm-ribbit-capital-175-million/?eicker.news #tech #media #news
Candies IndiaSmall businesses grow with timely credit, but many borrowers lack collateral or formal credit history. Credit guarantee systems help reduce lender risk and improve access to microfinance. The Credit Guarantee Scheme for Microfinance Institutions (CGSMFI 2.0) supports responsible lending and stronger financial inclusion across India.
#Microfinance #CreditGuarantee #FinancialInclusion #MSME #NCGTC #CGSMFI #IndiaFinance #SmallBusiness #Fintech #Lending
The Japan TimesDespite repeated technological upheavals, finance has preserved its profits by reinventing fee-generating services, but the rise of AI could ultimately render much of the industry irrelevant. https://www.japantimes.co.jp/commentary/2026/04/01/world/ai-threatens-profit-machine/?utm_medium=Social&utm_source=mastodon #commentary #worldnews #artificialintelligence #ai #banks #lending #stocks #bonds #wallstreet
ˈdälfən™🐬 💥 🌊Banks' revenues, already very high for large banks, will increase more.
And though more revenue might benefit shareholders of larger bank stock as banks increase dividends, the banks will likely buy back their own stock and further increase their revenue.
A financial crisis will hit smaller banks harder than larger banks, which are better positioned with more financial cushion to mitigate lending risk.
A big deal 👀
Holding less capital in reserve amid loosened #lending rules will free up funds so #banks can lend more. Mortgages could become more competitive.
➡️ But lower capital requirements & loosened lending rules also means banks would have less to fall back on in a financial crisis, a risk for which is already high given geopolitical uncertainties and the private credit increase.
https://www.thestreet.com/personal-finance/wall-street-banks-just-got-a-rule-change-worth-billions
N-gated Hacker NewsAh, yes, the latest YC graduate has finally solved the world's greatest problem: #lending in emerging markets, because obviously, we should #trust #AI to decide who gets money. 🤖💸 What could possibly go wrong? 🌍🤣
https://www.usekita.com/ #YCGraduate #Issues #EmergingMarkets #HackerNews #ngated
https://www.usekita.com/ #YCGraduate #Issues #EmergingMarkets #HackerNews #ngated
misryoum global news networkNew cryptocurrency Mutuum Finance advances decentralized lending on Ethereum network
https://misryoum.com/us/markets/new-cryptocurrency-mutuum-finance-advances-decentralized-lending-on/
Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Mutuum Finance raises more than $20.6m as it builds a non-custodial lending protocol on Ethereum. Summary Mutuum Finance...
#New #cryptocurrency #Mutuum #Finance #advances #decentralized #lending #Ethereum #network #US_News_Hub #misryoum_com
#PayPal filed applications to establish #PayPalBank, a #Utah chartered industrial loan company. The bank would allow PayPal to #lendmoney, #holddeposits, and offer interest-bearing #savingsaccounts, reducing its reliance on third parties for #lending to #smallbusinesses. https://www.wsj.com/finance/banking/paypal-applies-to-establish-bank-25172927?eicker.news #tech #media #news