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Top 10 payment stories of 2025
Articles about #Stablecoins, scams, fintechs, premium credit cards and #OpenBanking were just some of the topics that struck a chord with American Banker subscribers in 2025.
https://www.americanbanker.com/payments/news/top-10-payment-stories-of-2025
The five biggest bank M&A deals of 2025
There were more bank M&A deals in 2025 than in the past three years, and the combinations were generally more valuable.
https://www.americanbanker.com/news/the-five-biggest-bank-m-a-deals-of-2025
How Brian Peret went from inmate to #AI academy director
A job-simulation academy turns nontraditional candidates into AI-ready hires.
https://www.americanbanker.com/news/how-brian-peret-went-from-inmate-to-ai-academy-director
2025 quietly rewrote the rules of banking.
Not through hype, but through shifting expectations, competitive pressure, and execution gaps.
My year-in-review looks at what this year actually revealed about where banking is headed next.

Last year, I gave ChatGPT the articles I wrote during the year and asked it to write a “year in review” style article. It was pretty good, so I did the same this year. This article is the result of that.This year, a clear pattern emerged across my writing. Whether the topic was digital platforms, commercial banking, marketing, or technology priorities, the underlying message was the same: banking is no longer being reshaped at the margins. It is being redefined at its core by rising expectations
FHLB borrowing share stayed range-bound in 2023 for most
https://www.americanbanker.com/news/government-accountability-office-examines-the-fhlbanks
Congress must create legal clarity for decentralized #Blockchains
Banks are beginning to engage with decentralized finance. But until lawmakers create a foundation for allowing legally recognized entities like LLCs and nonprofits to govern these networks, adoption will be incomplete, writes Gergory Schneider.

Banks are beginning to engage with decentralized financial infrastructure. But until lawmakers create a foundation for allowing legally recognized entities like LLCs and nonprofits to govern these networks, compliance burdens will hinder full adoption.
UBS Executive Mike Dargan Appointed CEO of N26 to Lead Next Chapter of Growth
The appointment remains subject to regulatory approval by the German financial regulator, BaFin.

N26 has appointed UBS Group Executive Board member Mike Dargan as its next CEO, effective April 2026, to lead the European digital bank’s next decade of international growth and transformation.