Mastodawn

Как я заменил финансовый отдел цепочкой AI-агентов

У меня простое правило: если задача повторяется больше двух раз - её пора делегировать. Раньше делегировал людям. Теперь - AI-агентам, которые работают с базой данных, таблицами и трекерами напрямую.

https://habr.com/ru/articles/1017260/

#AI #automation #fintech

Как я заменил финансовый отдел цепочкой AI-агентов

Хабр

IT Finanzmagazin 2h ago

Midas erhält 46 Mio. Euro für die Entwicklung von „Midas Staked Liquidity“: Die Plattform tokenisiert institutionelle Anlagestrategien mit sofortiger, interoperabler Onchain-Liquidität. Damit eliminiert Midas Rückgabe-Wartezeiten, ermöglicht Echtzeit-Liquidität und schafft neue Standards für DeFi-Investments und Treasury-Integration.
#Aktuell #FinTech #Finanzierung #Investit...
https://www.it-finanzmagazin.de/midas-erhaelt-46-mio-euro-fuer-seine-onchain-investmentplattform-242145/?fsp_sid=26183

Midas erhält 46 Mio Euro für seine Onchain-Investmentplattform

Midas ist Anbieter einer Plattform für modulare Onchain-Investmentprodukte. Das Fintech ermögliche es Vermögensverwaltern ...

IT Finanzmagazin

Acquaint Softtech 3h ago

Scaling global compliance without breaking critical systems ⚖️

For MAP FinTech, the challenge was clear: handle complex regulations without disrupting live reporting.

What worked:
• Traceable audit trails
• Structured access control
• Scalable Laravel architecture
• Zero downtime

Compliance at scale = flexibility + reliability.

#fintech #regtech #compliance #laravel #scalablesystems

OCTADE 4h ago

@[email protected]

[copypasta]

Why Are You Paying Just to Pay?

https://youtu.be/khCCvjDXhsM

Paying to Pay | How the System Makes Money Moving Your Money
You go to work.
You get paid.
And then — almost immediately — you start paying money…

just to use that money.

In this episode of Plain Meaning, we examine how paying money became something you have to pay for.

We explore:
• What actually happens when you tap your card at a register
• Why your money doesn’t move when you think it does
• How “authorization,” “clearing,” and “settlement” really work
• What the financial system calls the “float” — and who profits from it
• Why banks are using your money long before you spend it
• The 1978 Supreme Court decision that dismantled state interest rate limits
• How federal regulators expanded fees beyond interest
• The role of the 1990s deregulation era in locking the system into place
• How government mandates pushed Americans into card-based payments
• Why faster technology didn’t make payments cheaper — only more profitable
• How countries like Brazil and Poland built systems that move money instantly and at near-zero cost

For decades, the system has been explained in simple terms:
You pay.
They get paid.
But that’s not what happens.
Your money is held.
Delayed and routed through institutions that profit from the time it spends in transit.
The delay has a name.

It’s called the float.

Watch until the end for the deeper question:
If it is now possible to move money instantly —
and at almost no cost —
why are you still paying to use your own money?

#Payments #DigitalPayments #CreditCards #DebitCards #Fintech #CardFees #InterchangeFees #BankingSystem #FinancialRegulation #PlainMeaning #checking #cash

Why Are You Paying Just to Pay?

YouTube

Mojo ♻️5h ago

Europe’s $24T breakup with Visa & Mastercard has begun. ECB’s Lagarde warns almost all EU card/mobile payments still run on non‑European rails, sending spending data outside the EU. Now EPI + EuroPA are launching Wero, a pan‑EU wallet for 130M users to pay cross‑border without US networks. A huge shift for payment sovereignty—and data privacy.

#payments #fintech #eu #wero #datasovereignty

https://europeanbusinessmagazine.com/business/europes-24-trillion-breakup-with-visa-and-mastercard-has-begun/

Europe vs Visa & Mastercard: The $24 Trillion Payments Shift

Europe is building its own payments system and reducing reliance on Visa and Mastercard. Here’s why the $24 trillion shift matters now.

European Business Magazine

mobiFlip – News & Testberichte aus der Technikwelt 1d ago

DKB startet Osteraktion für u18-Kinderkonto

https://fed.brid.gy/r/https://www.mobiflip.de/dkb-startet-osteraktion-fuer-u18-kinderkonto/

mobiFlip – News & Testberichte aus der Technikwelt 1d ago

ING kombiniert 100 Euro-Kontobonus und Tagesgeldaktion mit 3 % p. a.

https://fed.brid.gy/r/https://www.mobiflip.de/ing-kombiniert-100-euro-kontobonus-und-tagesgeldaktion-mit-3-p-a/

Alex Jimenez 12h ago

The fusion of #TradFi and #DeFi raises questions for banks

The "on-chain" economy still needs the stability of traditional settlement. Decentralized technology and traditional banking oversight are becoming increasingly interdependent.

https://www.americanbanker.com/payments/news/how-banks-should-navigate-the-tradfi-defi-inflection-point

#FinTech #FinServ #Banking