From “beaming” money between Palm Pilots in 1999 to running IDs, tickets, cards, rewards, crypto and lending in 2025, digital wallets have quietly become full financial hubs.​

More than half of the global population already uses a wallet, with transaction value projected to reach around 17 trillion dollars by 2029.

Regulators are lagging: a major US rule to supervise large nonbank wallets.

#DigitalWallets #Fintech #FediFinance #MobileMoney #Payments #FinancialInclusion

Understanding Microcredit: What It Is & How Microfinance Works

Many have heard of microfinance, but what is microcredit exactly? Get an easy-to-understand guide to the microcredit definition, how microfinance works, and the profound benefits of microcredit.

Commerce Theories
Africa: Global Fintech Firm Montran Appoints Ndohho to Lead Africa Push: [Capital FM] Nairobi -- Montran has appointed Wohoro Ndohho as Regional Executive Director for its Africa operations as the payments and capital-markets technology firm moves to deepen its presence in a region pushing to modernise financial infrastructure. http://newsfeed.facilit8.network/TPjn00 #Fintech #Africa #FinancialInclusion #Montran #Leadership

Việc 3 nhà mạng lớn VNPT, Viettel và MobiFone triển khai thí điểm dịch vụ Mobile Money được Ngân hàng Nhà nước đánh giá cao, góp phần quan trọng thúc đẩy thanh toán không dùng tiền mặt tại Việt Nam. Giải pháp này giúp người dùng, đặc biệt ở vùng sâu vùng xa, tiếp cận dịch vụ tài chính dễ dàng hơn thông qua điện thoại di động.

#MobileMoney #ThanhToanKhongDungTienMat #DigitalPayment #Fintech #NganHangNhaNuoc #VNPT #Viettel #MobiFone #FinancialInclusion #DiDongThanhToan #KHCN #ThanhToanSo #Vietn

Canada needs an open finance roadmap, not just open banking | The-14

Canada’s 2026 open banking is a start, but a full open finance roadmap is needed to boost competition, affordability, and secure data sharing.

The-14 Pictures

🇲🇽 The Interledger community showed up strong in Mexico City — developers, creators, policymakers & partners united around one mission: open payments for all. 🌍⚡

Catch the Summit highlights here 👇
https://www.youtube.com/playlist?list=PLDHju0onYcAJS1YBvi5LXMaidLFclPw6l

#FinancialInclusion #TechForGood #OpenPayments #ILPSummit25

Interledger Summit 2025 - Mexico City

YouTube

🎓 Innovation starts in the classroom.
🏫 At Bowie State University, led by Dr. Andrew Mangle, students are shaping fintech for inclusive finance.
🏛️ At Alabama A&M, our NextGen Grant fuels hands-on digital banking innovation.

🌍 bowiestate.edu | 256today.com
#Interledger #TechForGood #FinancialInclusion

Africa: Experts, Industry Practitioners Call for Boosting Africa's Cross-Border Payments: [Independent (Kampala)] Johannesburg, S. Africa -- With cross-border payments still facing obstacles in sub-Saharan Africa, experts and industry practitioners have voiced hope that the attention the issue received at the G20 summit in South Africa will translate into practical reforms. http://newsfeed.facilit8.network/TPbvjD #Africa #CrossBorderPayments #G20Summit #FinancialInclusion #EconomicGrowth

New paper!
The Role of Digital Payment Technologies in Promoting Financial Inclusion: A Systematic Literature Review.

We review the evidence on how mobile money, digital wallets, instant payments, and fintech tools are expanding access to finance—especially for women, rural households, and low-income communities.

https://doi.org/10.3390/fintech4040059

#FinancialInclusion #FinTech #DigitalPayments #Economics #Development
#AcademicMastodon #OpenScience #PovertyReduction #DigitalFinance

Sau 15 năm hiện diện tại Việt Nam, MoMo đã phát triển thành hệ sinh thái tài chính số hàng đầu, đưa hơn 30 triệu người dùng tiếp cận môi trường số thông qua các dịch vụ thanh toán, mua sắm, giáo dục, y tế và dịch vụ công trực tuyến. Fintech Việt đang đóng vai trò then chốt trong hành trình chuyển đổi số quốc gia.

#Fintech #MoMo #DigitalTransformation #ChuyểnĐổiSố #FinancialInclusion #KinhTếSố #Vietnam #ThanhToánKhôngTiềnMặt #DigitalEconomy #MoMoEcosystem

https://vietnamnet.vn/fintech-viet-du