dominik17h ago

I was a long-time fan of YNAB and the envelope method, but the app has unfortunately become much worse. Instead of real features, there were questionable design changes that disrupt the user flow – all while prices are rising.

Luckily, I discovered Actual Budget on Digital Independence Day. It is open-source, supports the envelope method, and can be used offline or self-hosted. Unlike YNAB, the community provides features that actually help, such as templates, rules, and notes for all categories.

I am now hosting it with @ubernauten. Instead of paying an expensive subscription for a worse user experience, I prefer to donate the money directly to the developers of Actual Budget while supporting a local hoster.

#did #actualbudget #ynab #enshitification #budget

Show threadAtomicAllianceMar 16
Nächstes Projekt ist der eigentliche, lokale Homeserver mit paperless ngx, nextcloud, actual budget, einem Notfall - Passbolt, immich und wenn ich noch Lust drauf habe n8n. #selfhosted #paperlessngx #nextcloud #actualbudget #immich #passbolt #n8n
Show threadDennisMar 10

Ok, fuck this. I’ve burned several precious leisure hours and I’m no further than I was yesterday WRT getting HTTPS working.

Self-signed certificates don’t seem to work, and I’m not the only one saying that. But the answer is apparently to install even more software that potentially has worse security implications and I’m just not going to do that.

Also, the mobile web version doesn't work at all outside of my home network. Might be related to HTTPS, might not be.

I learned the keyboard shortcuts for copying and pasting in the Linux terminal, so I guess that’s useful?

#SelfHosted #Homelab #ActualBudget #PersonalFinance

Show threadaff0Mar 9
@hwang I should mentioned this info is based on when I looked at Actual over a year ago, so my iinfo may be out of date. Also I never got much beyond installing #ActualBudget - I was just too used to using YNAB after so many years.
Show threadDennisMar 9

While I could access Actual Budget on my desktop no problem, I couldn't get it to sync again on my phone. It kept throwing an error message. Eventually I just exported the data and re-imported on my desktop and that ended up syncing fine on the phone.

I've got all my March activity and budget set up. Not fun but it is my day job so an hour or two of persistence was enough.

I'll need to see how the web app behaves on my phone without a connection to the server, but I suspect I probably don't care either way.

Really unfortunate I renewed YNAB a month ago.

#SelfHosted #Homelab #PersonalFinance #ActualBudget

Show threadDennisMar 8

So I realized I apparently set up docker-compose wrong and the data files were not where I wanted them to be. Here’s where things go really wrong.

I changed docker compose and restarted the container. This does not work. Then I removed the container and docker pulled. This also does not work.

…in the end, the file path was wrong. ./data instead of /data.

I had to log out and log back in, but everything seems fine now. Time to go outside maybe.

#SelfHosted #Homelab #PersonalFinance #ActualBudget

Show threadDennisMar 8

Ok, so now I can actually use Actual Budget.

So far:

* Keyboard shortcuts, but not for reconciling, which is the one shortcut I use all the time.
* No budget targets/goals, although YNAB's implementation is so strange I'm not even sure that's a bad thing.
* No differentiation between account types, other than on budget or off budget. Don't think I care.
* No budget categories for credit card payments, which I think I prefer.
* Seems to have more interesting/flexible reporting, including report dashboards you can set up.
* Seems like it will pick up on reoccuring transactions, which is something I liked in Lunch Money but YNAB does not have.
* No mobile app. You can save to homescreen which kind of works offline, but only if you're launching it on the local network frequently. Otherwise things get out of sync.

#Homelab #SelfHosted #ActualBudget #YNAB #PersonalFinance

RedPacket SecurityFeb 27

CVE Alert: CVE-2026-27638 - actualbudget - actual - https://www.redpacketsecurity.com/cve-alert-cve-2026-27638-actualbudget-actual/

#OSINT #ThreatIntel #CyberSecurity #cve-2026-27638 #actualbudget #actual

CVE Alert: CVE-2026-27638 - actualbudget - actual - RedPacket Security

Actual is a local-first personal finance tool. Prior to version 26.2.1, in multi-user mode (OpenID), the sync API endpoints (`/sync/*`) don't verify that the

RedPacket Security
BenFeb 25
Spent the evening balancing the books in #ActualBudget – which, yes, is depressingly middle-aged, but it's so satisfying to have some (partly illusory) control over money going out, and I love that I'm not giving #YNAB twenty quid a month to do it.

#FOSS is amazo.
Show threadRutrapio 📷Feb 6

Alors j'ai donc assuré le transfert de #freshrss et de #readeck.

Sans encombre. Donc c'est désormais sur le #m720q , ça tourne bien avec un reverse-proxy fournit pour le moment par le Synology.

Mais ça ça va changer aussi bientôt.

Bon, j'avoue, j'ai commencé par les deux trucs les plus facile. Demain, j'attaque du un peu plus lourd, genre #actualbudget ou #komga .