Here is a follow-up to my post about switching from YNAB to Actual Budget
I’ve now created a guide for Actual Budget on Uberspace, and the @ubernauten team was kind enough to publish it in their Lab.
https://u8lab.uberspace.de/guide_actual/
The guide shows how easy it is to run Actual Budget on Uberspace (including simple updates)
I was a long-time fan of YNAB and the envelope method, but the app has unfortunately become much worse. Instead of real features, there were questionable design changes that disrupt the user flow – all while prices are rising.
Luckily, I discovered Actual Budget on Digital Independence Day. It is open-source, supports the envelope method, and can be used offline or self-hosted. Unlike YNAB, the community provides features that actually help, such as templates, rules, and notes for all categories.
I am now hosting it with @ubernauten. Instead of paying an expensive subscription for a worse user experience, I prefer to donate the money directly to the developers of Actual Budget while supporting a local hoster.
Ok, so now I can actually use Actual Budget.
So far:
* Keyboard shortcuts, but not for reconciling, which is the one shortcut I use all the time.
* No budget targets/goals, although YNAB's implementation is so strange I'm not even sure that's a bad thing.
* No differentiation between account types, other than on budget or off budget. Don't think I care.
* No budget categories for credit card payments, which I think I prefer.
* Seems to have more interesting/flexible reporting, including report dashboards you can set up.
* Seems like it will pick up on reoccuring transactions, which is something I liked in Lunch Money but YNAB does not have.
* No mobile app. You can save to homescreen which kind of works offline, but only if you're launching it on the local network frequently. Otherwise things get out of sync.
Recently, I've been debating on using #ActualBudget or #hledger / #ledger, coming from #ynab
My brain has even tried to convince me to do it in #emacs (so of course I enabled that in my init.el)
Wechsel vollzogen: YNAB ➡️ Actual Budget.
Nach Jahren bei YNAB bin ich auf Actual Budget umgestiegen. Das Ganze läuft bei mir in einem Podman-Container.
Besonders genial: Der komplette YNAB-Verlauf ließ sich problemlos importieren. Jetzt stehen nur noch ein paar kleine Nacharbeiten an, aber mein erster Eindruck ist top. Endlich die volle Kontrolle über die eigenen Finanzdaten! 💸
Lauma Pret ♡ ᪲᪲᪲🌈
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Markus 👨💻