Ok, so now I can actually use Actual Budget.
So far:
* Keyboard shortcuts, but not for reconciling, which is the one shortcut I use all the time.
* No budget targets/goals, although YNAB's implementation is so strange I'm not even sure that's a bad thing.
* No differentiation between account types, other than on budget or off budget. Don't think I care.
* No budget categories for credit card payments, which I think I prefer.
* Seems to have more interesting/flexible reporting, including report dashboards you can set up.
* Seems like it will pick up on reoccuring transactions, which is something I liked in Lunch Money but YNAB does not have.
* No mobile app. You can save to homescreen which kind of works offline, but only if you're launching it on the local network frequently. Otherwise things get out of sync.
Recently, I've been debating on using #ActualBudget or #hledger / #ledger, coming from #ynab
My brain has even tried to convince me to do it in #emacs (so of course I enabled that in my init.el)
Wechsel vollzogen: YNAB ➡️ Actual Budget.
Nach Jahren bei YNAB bin ich auf Actual Budget umgestiegen. Das Ganze läuft bei mir in einem Podman-Container.
Besonders genial: Der komplette YNAB-Verlauf ließ sich problemlos importieren. Jetzt stehen nur noch ein paar kleine Nacharbeiten an, aber mein erster Eindruck ist top. Endlich die volle Kontrolle über die eigenen Finanzdaten! 💸
Danke für den Reminder, dass ihr abbuchen wollt, #ynab
Subscription cancelled, jetzt läuft auf dem Rechner ein Actual Budget und wenn ich arg motiviert bin bau ich davon noch ne Serverlösung ins Heimnetz.
Deep video
I could only think of one portal
Nothing derails a budget faster than good intentions and a forgotten spreadsheet.
As someone who’s blind and has always cared a lot about budgeting, I’ve never found spreadsheets to be a great long-term solution. I would usually start off strong, but once I was out and about, it became too easy to forget to update the sheet, and before long the whole budget would fall apart.
Having a budget is one of the most helpful things anyone can do for their finances. It gives you a clear picture of where your money is going, makes it easier to save, and helps break bad spending habits if you give it time and stick with it.
After trying a lot of tools, the one I’m genuinely grateful to have found is You Need a Budget (YNAB). It has completely changed the way we manage our money. The iPhone app is accessible, the Android app is too (as far as I know), and the browser version works fairly well—though I personally prefer the mobile app because it lets me track spending wherever I am.
You can link your bank and credit card accounts or manage everything manually if you’d rather keep it separate. If you’re looking for better money management, it’s absolutely worth a look. I’m including a link that gives you a 34-day trial. I strongly recommend using the whole month before deciding if it fits your style.
Getting started can feel a little overwhelming, but there are plenty of YouTube videos that walk you through it. For screen reader users, the concepts are easy to follow and translate well to the accessible parts of the app. I’ve even been thinking about creating a YNAB tutorial specifically for screen reader users.
I truly believe in this program, and at this point I’m confident it’s the budgeting tool I’ll be using for the long haul.
As promised, here is the link.
Oh, hi! You've been invited to try YNAB! During your free month you'll gain a clearer picture of your finances so you can spend on the things that matter to you. Ready to (dare we say) love your spending? Tap the link to get started. https://www.ynab.com/our-free-34-day-trial/?utm_source=customer_referral&utm_campaign=mobile_share
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