The April every AI plan broke
2026년 4월, 주요 AI 서비스 제공업체들이 구독 요금제와 가격 정책에서 대대적인 변화를 겪으며 혼란이 발생했다. Anthropic, OpenAI, GitHub 등은 기존 구독 모델이 자율 에이전트 및 다양한 사용 패턴을 제대로 반영하지 못해 요금 체계가 붕괴되는 문제를 경험했다. 특히 Anthropic의 OpenClaw 차단과 GitHub Copilot의 신규 가입 중단은 단기간 내에 발생한 급격한 조치로 사용자 불만을 야기했다. 이 사태는 AI 서비스의 단가 산정과 과금 시스템이 제품 진화에 맞춰 재설계되어야 함을 시사한다.

https://thefinancialengineer.substack.com/p/the-april-every-ai-plan-broke

#aipricing #subscriptionmodel #financialengineering #anthropic #openai

How the #AIBubble may be like the 2008 GFC thanks to SPVs / CDOs

#GPU #CoreWeave #NVIDIA #StructuredFinance #Securitisation #CDO #DataCentres #PrivateCredit #GFC2 #DerivativesMarket #PensionFunds #SPV #ComputeFutures #TechDebt #WallStreet #FinancialEngineering #2008Redux

Financial engineering on steroids, or is it simply circular financing?

Investors are being lured to invest in loans secured against graphics processing units and backed by leases to Tech groups, and the Tech groups then shift debt off their balance sheets.

The loans are often engineered by special-purpose vehicles formed by tech companies and investment firms for the purpose of acquiring a cache of high-performing chips, which are then leased to the tech businesses to train their AI models. https://finance.yahoo.com/news/ai-arms-race-heats-startups-230146272.html #GPUs #Loans #Financing #AI #DataCenters #Financing #Leasing #FinancialEngineering #AITraiing #LLMs

IMHO - This has nothing to do with "space based AI" ... last I checked the sun shines on the earth's surface too...

This is financial engineering so Musk can:

1) fund his money losing and bloated valuation xAI with TAXPAYER $$$ >> aka funnel $ from SpaceX to keep xAI going.
2) mask Tesla and Twitter/X's declining values and poor results so they are less visible to investors who keep plowing $$ into these meme stocks.
3) continue his massive game of 3 card monte - look here, no look over here, no look over here.

FYI - estimates are that SpaceX gets 70-80 % of its revenue from contracts with the U.S. Gov. and DoD. Exact #'s are impossible to get - SpaceX is still a private company.

https://www.inc.com/chloe-aiello/expert-warns-that-spacex-merger-with-xai-marks-an-alarming-shift-for-the-space-company/91297072 #SpaceX #xAI #Tesla #Twitter #X #Acquisition #AI #Space #Mars #Musk #IPO #FinancialEngineering #USGov #DoD #ThreeCardMonte

Count me as also being in the WTF club on this one! SpaceX exploring merging with xAI??????

"The value, timing, and primary rationale of any potential deal could not be determined."

Some commentators suggest that Musk is spreading himself out much too thin these days, therefore consolidation is possibly a good thing. This feels like some kinda convoluted financial engineering stunt, and if true, the only winner(s) will be Musk and a few select leaders @ SpaceX and/or xAI. https://www.digitimes.com/news/a20260130VL209/spacex-xai-tesla-merger-ipo.html #SpaceX #xAI #Merger #Acquisition #FinancialEngineering #AI #Space #IPO #Investors #Investing #Equity

Concerns Mount Over Potential AI Market Bubble in Silicon Valley

In Silicon Valley, growing concerns about an AI market bubble are sparking debates among industry experts and investors. OpenAI's CEO, Sam Altman, acknowledged the speculative fervor surrounding AI, admitting that some investments may be overvalued due to 'financial engineering.' Despite OpenAI's ra... [More info]

Just got a bit of a windfall… multi-save 3 for 2 offer (cheapest free) PLUS loyalty card discount of 25p on cheapest item.

#fintech #financialEngineering

Rigged System, Not Capitalism - Tom Bilyeu

#financialengineering #billionaires #riggedeconomy