Agi: Dal 2 al 6 aprile sospesi i bonifici ordinari in tutta Europa

AGI - A Pasqua bonifici ordinari 'in pausa'. Dal 2 al 6 aprile, infatti, i pagamenti con bonifico ordinario saranno sospesi in tutta Europa a causa di una chiusura programmata del sistema Target2, (Trans-European Automated Real-Time Gross Settlement Express Transfer System) gestito dall'Eurosistema, la principale piattaforma europea per il regolamento di pagamenti utilizzata sia dalle banche centrali sia dalle banche commerciali e dai loro clienti per gestire i pagamenti in euro in tempo reale.
Le operazioni coinvolte dalla pausa saranno gli accrediti degli stipendi e delle pensioni, i pagamenti tra aziende, e tutti i bonifici ordinari che si effettuano tra banche diverse. I movimenti si possono comunque effettuare ma non saranno processati: semplicemente verranno elaborati a partire dal 7 aprile. Lo stop però non riguarda tutte le operazioni. Sono salvi e continueranno a esser attivi i giroconti e i bonifici all'interno della stessa banca, e i bonifici istantanei. Questi movimenti sono gestiti da altri sistemi e non richiedono la piattaforma T2.
Quando riprendono i bonifici
A partire dalle 18 di giovedì 2 aprile i bonifici bancari ordinari, che solitamente impiegano due giorni lavorativi per essere incassati, subiranno uno stop temporaneo, tornando pienamente operativi martedì 7 aprile.
Banche non possono completare lo scambio di fondi
In queste giornate, le banche non potranno completare lo scambio effettivo di fondi, causando lo slittamento dei bonifici ordinari. Resteranno pienamente operativi i bonifici istantanei, disponibili 24 ore al giorno per 365 giorni all'anno.

From April 2nd to 6th, ordinary transfers have been suspended throughout Europe.

AGI - Easter will see routine clearing operations ‘paused’. From April 2nd to 6th, ordinary bank transfers will be suspended across Europe due to a scheduled closure of the Target2 system (Trans-European Automated Real-Time Gross Settlement Express Transfer System), managed by the Eurosystem, the main European platform for payment settlement used by central banks and commercial banks and their clients to manage euro real-time payments.

The operations affected by the pause will be salary and pension credits, payments between companies, and all ordinary transfers made between different banks. Movements can still be made, but they will not be processed: they will simply be processed from April 7th onwards. The stop, however, does not apply to all operations. Standing orders and ordinary transfers within the same bank, as well as instant transfers, will remain active and continue to be processed. These movements are managed by other systems and do not require the T2 platform.

When Transfers Resume

Starting from 6:00 PM on Thursday, April 2nd, ordinary bank transfers, which typically take two business days to clear, will experience a temporary halt, fully resuming on Tuesday, April 7th.

Banks Cannot Complete Fund Exchange

During these days, banks will not be able to complete the actual exchange of funds, causing the postponement of ordinary transfers. Instant transfers will remain fully operational, available 24 hours a day, 365 days a year.

#Europe #AGI-Easter #Target2 #Eurosystem #European

https://www.agi.it/spettacolo/news/2026-04-01/stop-bonifici-ordinari-banche-36393743/

Wie sich die #Bundesbank auf die hybride Bedrohungslage vorbereitet:

Das Kreditinstitut ist nicht nur Teil der kritischen Infrastruktur in Deutschland, sondern übernimmt auch eine IT-Schlüsselposition für das #Eurosystem - und damit eine ganz bedeutende Rolle für das Funktionieren der #Wirtschaft, weil Zahlungsverkehrssysteme und #Bargeldversorgung auch im #Krisenfall funktionieren müssen.

Welche Resilienzmaßnahmen dazu notwendig sind, beschreibt Präsident Nagel:

https://www.bundesbank.de/de/presse/interviews/-wir-erleben-jede-minute-mehr-als-5-000-cyberangriffe--988382

Welcome Bulgaria to the eurozone by adopting the euro (€) as your official currency on 1 January, 2026! With the adoption of euro by Bulgaria, the eurozone has now increased from 20 to 21 countries. 🇧🇬💶🇪🇺

#bulgaria #България #euro #eurozone #eurosystem #eurogroup #europe #europeanunion #eu #european #europeans #monetary #currency #legaltender #monetaryunion #currencyunion #economics #economy #money

#Eurosystem expands initiative to settle #DLT-based #transactions in #central #bank #money

https://www.ecb.europa.eu/press/pr/date/2025/html/ecb.pr250220_1~ce3286f97b.en.html

With my article today, let’s discover the Central Bank of Luxembourg's pivotal role in global finance and its stunning blend of historical and modern architecture.

Read my post here: https://discovermyeurope.eu/the-central-bank-the-pillar-of-luxembourgs-financial-stability-and-growth/

#LuxembourgFinance #CentralBank #FinancialStability #Eurosystem #ModernArchitecture