Kanishka NaikCredit scoring in fintech assesses a borrower's likelihood of repaying debt. Traditional scores rely on credit bureau data, while fintech systems increasingly incorporate alternative data and machine learning models.
Credit scoring in fintech assesses a borrower's likelihood of repaying debt. Traditional scores rely on credit bureau data, while fintech systems increasingly incorporate alternative data and machine learning models.
PPC LandAustrian authority rules credit scoring fully automated decisions unlawful: Data protection ruling finds KSV1870's algorithmic scoring system violated GDPR prohibitions against automated decision-making. https://ppc.land/austrian-authority-rules-credit-scoring-fully-automated-decisions-unlawful/ #GDPR #DataProtection #CreditScoring #AutomatedDecisionMaking #PrivacyRights
Derechos DigitalesRT @desdewingu: #CreditScoring, #DerechosHumanos e #InteligenciaArtificial
No te pierdas la nota de @michelrosouza en @derechosdigital
Digital Science Center (DiSC)Join us on Friday, 12:00 (CET) for another #DiSCourseSeminar. Topic: #AlgorithmicBias in #CreditScoring: Lessons Learned and Unresolved Problems. Speaker: Galina Andreeva from the University of Edinburgh Business School. More: https://www.uibk.ac.at/disc/events/ Link: https://webconference.uibk.ac.at/b/car-aab-cxf-o81
We're looking forward to having Galina Andreeva, Professor of Societal Aspects of Credit, as a guest speaker at our next #DiSCourseSeminar. Join us on 3 March, 12:00 (CET) for her talk on #AlgorithmicBias in #CreditScoring! More info: https://www.uibk.ac.at/disc/event-documents/discourse/discourse_galina-andreeva_03032023.pdf
jrosenberg— from: African Development Bank Group, ADFI [Africa Digital Financial Inclusion Facility] Call for Proposals 2023, December 2022 (Deadline for Submission: March 31, 2023)
— Available here: https://www.adfi.org/news-resources/call-for-proposals
#fintech #financialservices #banking #payments #ecommerce #regulatorysandbox #regulation #digitalinfrastructure #creditscoring #cybersecurity #dataprivacy #crossborderpayments #remittances #financialinclusion #consumerprotection #MSME #Africa #ADB
Speech by Agustín Carstens, General Manager, Bank for International Settlements, BIS conference “Big techs in finance – implications for public policy” Basel, Switzerland, February 8, 2023
— Available here: https://www.bis.org/speeches/sp230208.pdf
#bigtech #finance #networkeffects #regulation #activitybasedregulation #entitybasedregulation #banking #financialservices #creditscoring #financialinclusion #privacy #financialstability #operationalrisk #resilience #corporategovernance #BIS
Michael VealeThe hearing for the first ever CJEU @Curia #Article22 #GDPR case, SCHUFA Holdings, on whether the upstream creation of profile for #CreditScoring that will be influential downstream will be a significant, automated decision, is scheduled for the 26 January 2023.
@RDBinns and I wrote about the underlying conceptual quandaries the Article 22 definition creates in IDPL here. Not clear how the court will deal with them. https://doi.org/10.1093/idpl/ipab020 #eudp #privacy #algorithms
Philipp HackerWe discuss how this works in different legal settings in which diverging legal obligations compete, such as #creditscoring, #COMPAS, and the recently enacted fair #ranking provisions of the DMA. Our paper is the first, to our knowledge, to provide both a technical and legal perspective on the DMA.