US Top News and Analysis | Savings rates drop even without Fed cuts. Here’s where you can still earn 4% on your cash

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Savings rates are slipping even though the Federal Reserve kept its benchmark rate steady at 3.5%‑3.75% in its latest meeting, prompting several major banks—Capital One, Synchrony, Marcus by Goldman Sachs and Ally—to cut the APYs on their high‑yield savings accounts. Meanwhile, Bread Financial and LendingClub are still offering around 4% but are expected to trim rates soon, as they sit well above the peer median. Online banks continue to outpace traditional institutions, with 12‑month CDs from Marcus yielding 4% and shorter‑term CDs from Bread Financial and LendingClub offering 4.15%; longer‑term CDs from American Express and Sallie Mae reach 4% as well. Building a CD ladder across varying maturities can provide flexibility and higher yields, while money‑market funds remain just under 4% (the Crane 100’s 7‑day yield was 3.47% on Tuesday).

Read more: https://www.cnbc.com/2026/04/29/savings-rates-drop-even-without-fed-cuts-heres-where-you-can-still-earn-4percent-on-your-cash.html

#FederalReserve #VincentCaintic #CapitalOne #Synchrony #GoldmanSachs #AllyFinancial #BTIG #BreadFinancial #LendingClub #AmericanExpress #

Observer | How Writer CEO May Habib Transforms Language Tech Into Enterprise A.I. by Tim Keary

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May Habib, a Lebanese‑Canadian refugee who grew up as her family’s English interpreter, co‑founded the language‑technology startup Writer (originally Qordoba) and now serves as its CEO. At the recent HumanX conference she explained why most enterprise generative‑AI pilots flop: companies focus on incremental tweaks rather than restructuring entire workflows. Writer tackles this by offering end‑to‑end AI agents and a proprietary suite of large‑language models (Palmyra) that automate multi‑step tasks, integrate with existing systems, and include robust governance controls such as layered kill‑switches. With over 300 enterprise customers—including Salesforce, Airbnb, and major firms in finance, healthcare, and retail—Writer has deployed more than 15,000 agents and positions itself as a rare pre‑ChatGPT player built for enterprise compliance, data control, and rapid, decisive implementation of AI‑first operations.

Read more: https://observer.com/2026/04/writer-ceo-may-habib-enterprise-ai/

#MayHabib #WaseemAlshikh #Writer #Qordoba #Harvard #AllyFinancial #AstraZeneca #Comcast #Uber #Salesforce #Airbnb #AmazonWebServices #ArtificialIntelligence #business #businessinterviews #Cigna #clorox #enterprise #HarvardUniversity #humanx #interviews #keurigdrpepper #lennar #marriott #mars #Meta #openclaw #palmyra #technology #vanguard

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Ran into the issue of #Ally attempting to connect to an increasing number of tracking sties, including #Facebook.

For a while I wasn't able to log in on mobile due to my phone blocking graph.facebook on the #DNS level.

I like Ally but probably closing the account if they intend to invade my #privacy so blatantly and block me from accessing my account. Anyone else having the similar issues?

#privacy #security #AllyBank #AllyFinancial