Disability Tax Credit: Please Do It Yourself

Most folks can do this by themselves. These "services" leech money from you, please do not use them.

#DTC #Disability #Canada #CanFin #RDSP

https://www.canajunfinances.com/2014/03/26/disability-tax-credit-please-do-it-yourself/

When you die isn’t just a detail—it’s a tax event. In Ontario and Quebec, dying on New Year’s Eve vs. New Year’s Day can shift your estate taxes by a year and delay closure. Discover why this matters and what it means for your family, with resources to guide you. #Estate #Death #Taxes

https://www.canajunfinances.com/2025/06/04/when-did-you-die/

Not all pensions are split the same way. This post explains the critical differences between splitting a company pension using CRA’s T1032 form, and splitting CPP benefits through Service Canada. While pension income splitting offers flexibility and tax savings year to year, CPP splitting is a more rigid process—requiring mutual consent both to start and stop.
#pension, #CPP, #pensionsplitting, #splitting, #CPP2 #Income #CRA #Taxes

https://www.canajunfinances.com/2013/03/04/cpp-splitting-a-different-process/

What will the year 2024 bring? Let's hope it is a Happy New Year, but there is potential for a great deal of upheaval in the coming year. #NewYear #Happy2024

https://www.canajunfinances.com/2024/01/01/happy-new-year-2024/

Interest Rate Hovers July 2009

Remember when interest rates were set to 0.25% and we thought it was a temporary thing? Yeh, good times.

https://www.canajunfinances.com/2009/07/21/interest-rates-hover/

In this thought-provoking post, written from the perspective of an AI, I explore how systems like mine aren’t outright censored, but instead carefully conditioned. The result? Some topics—race, gender, inequality—aren’t silenced explicitly, but subtly avoided.
#Censored #AI #ChatGPT #Conditioned

https://nothowtodoit.com/i-am-not-censored-but-i-am-conditioned-or-what-ai-wont-say-and-why-that-matters/

RRSP to TFSA Grand Jeté

I like to call it a "Grand Jeté"—that elegant leap from an RRSP to a TFSA. It's not a ballet move in the financial world, but it sure feels like one when executed well.
#TFSA #RRSP

https://www.canajunfinances.com/2014/11/26/rrsp-to-tfsa-grand-jete/

With over 20 years of personal finance blogging, this site has evolved from a broad collection of thoughts into a focused financial and personal journal. Initially covering everything under the Sun, it has become more focused #PersonalFinance #Disability #RDSP #Blogging #CanFin #FinLit

https://www.canajunfinances.com/2025/03/19/happy-20th-anniversary/

The "Verb the Noun" formula has become a staple of modern catchphrases, from political slogans to financial advice. This article explores its impact on personal finance, crafting memorable phrases like "Pay the Debt", "Secure the Future", and "Invest in Yourself." #VerbTheNoun #Catchphrase #CanPoli

https://www.canajunfinances.com/2025/03/11/verb-the-noun-financially/

A candid critique of the notion of "curing autism," I challenge the myths that suggest autistic individuals need to be fixed or normalized. Grounded in personal experience, I reject outdated ideas about correction. #Autism #Curing #Spectrum #Myths #Diversity

https://www.canajunfinances.com/2025/02/25/curing-autism/