Toronto family frustrated they can’t access RDSP funds for disabled son

The Registered Disability Savings Plan (RDSP) is a long-term savings plan designed to help those with disabilities save for the future.

CTVNews

RDSP Statement of Entitlement 2026 reminder: once a beneficiary turns 18, grants and bonds are based on their income, not the parent’s. Matching money matters.
#RDSP #CanadianFinance #DisabilityTaxCredit #CdnEcon

https://www.canajunfinances.com/2026/02/23/rdsp-statement-of-entitlement-2026/?utm_source=mastodon&utm_medium=jetpack_social

RDSP: Statement of Entitlement 2026

Understand the statement of entitlement 2026 and how it affects RDSP grants and bonds for your adult child.

Canadian Personal Finance Blog

Disability Tax Credit: Please Do It Yourself

Most folks can do this by themselves. These "services" leech money from you, please do not use them.

#DTC #Disability #Canada #CanFin #RDSP

https://www.canajunfinances.com/2014/03/26/disability-tax-credit-please-do-it-yourself/

Disability Tax Credit: Please Do It Yourself

The Disability Tax Credit , DTC, seems a daunting task, please do not use the big services that offer to help you, they make huge profits for little work

Canadian Personal Finance Blog

With over 20 years of personal finance blogging, this site has evolved from a broad collection of thoughts into a focused financial and personal journal. Initially covering everything under the Sun, it has become more focused #PersonalFinance #Disability #RDSP #Blogging #CanFin #FinLit

https://www.canajunfinances.com/2025/03/19/happy-20th-anniversary/

Happy 20th Anniversary

Celebrating my 20-year journey in publishing thoughts on Personal Finance and life. Join me for this special anniversary.

Canadian Personal Finance Blog

Why an RESP for a Disabled Child ?

Considering an RESP for your disabled child? Learn why it's a good plan for their future education and how it can help them thrive.
#RESP #RDSP #DTC #Disability

https://www.canajunfinances.com/why-an-resp-for-a-disabled-child/

Why an RESP for a Disabled Child ?

Considering an RESP for your disabled child? Learn why it's a good plan for their future education and how it can help them thrive.

Canadian Personal Finance Blog

As I update my library of 2500+ entries, I find some old chestnuts. This one is one of the first I wrote about the #RDSP , an important, but complicated savings plan for the #disabled in #Canada

To get it, you must already be recognized as disabled by the #CRA, thus you need to have a DTC, or form T2201 approved. That is the thing you do #before you open an RDSP.

NB: To get #ODSP you don't need a DTC, different criteria there.

#RegisteredDisabilitySavingsPlan #DTC

https://www.canajunfinances.com/2009/11/04/registered-disability-savings-plan

Registered Disability Savings Plan

Learn about the benefits & evolution of the Registered Disability Savings Plan (RDSP) in Canada. Which banks offer this complicated savings vehicle?

Canadian Personal Finance Blog

Disability Tax Credit: Please Do It Yourself

Cut Through the Disability Tax Credit Maze, and you don't need to use a service that will attempt to hit you with a yearly percentage fee of your DTC credit.
#DTC #RDSP #Services

https://www.canajunfinances.com/2014/03/26/disability-tax-credit-please-do-it-yourself/

Disability Tax Credit: Please Do It Yourself

The Disability Tax Credit , DTC, seems a daunting task, please do not use the big services that offer to help you, they make huge profits for little work

Canadian Personal Finance Blog

RDSP and Budget 2019

Why is that important? In this budget the Feds stopped forcing folks to liquidate their #RDSP if their #DTC expired. An important step.
#Disability

https://www.canajunfinances.com/2019/03/20/rdsp-and-budget-2019/

RDSP and Budget 2019

RDSP and Budget 2019 , the government added two changes to the program that make sense and address some important issues.

Canadian Personal Finance Blog

How long does it takes to receive a revised Statement of Grant letter for the Registered Disability Savings Plan (RDSP) after reinstating the Disability Tax Credit (DTC)? As usual, it will take a while. Patience is a virtue?
#RDSP #Disability #Grants

https://www.canajunfinances.com/2024/05/13/rdsp-statement-of-grant-follow-on/

RDSP: Statement of Grant (Follow on)

Find out how long it takes to receive a revised Statement of Grant letter for the Registered Disability Savings Plan (RDSP) after reinstating the Disability Tax Credit (DTC).

Canadian Personal Finance Blog

Navigating the Disability Tax Credit process for children with Autism Spectrum Disorder. It seems like a long and winding road, but you can get it done. This is my continued journey to reapply for my son's DTC.
#DTC #CRA #RDSP

https://www.canajunfinances.com/2024/05/07/disability-tax-credit-redux/

Disability Tax Credit Redux

Navigating the Disability Tax Credit process for children with Autism Spectrum Disorder. Learn how to reapply and ensure continuous support for your child's needs.

Canadian Personal Finance Blog