Big Cajun Man [aw]

@Bigcajunman@mastodon.cloud
31 Followers
30 Following
451 Posts
A Grandfather with some financial ideas and some odd views on life. Think of myself as a Montrealer, but I have lived in Ottawa for 38 years? Oh and get off my lawn! 🍁🐈‍⬛💰
Personal Financehttps://www.canajunfinances.com/
Tech and Blogginghttps://nothowtodoit.com
Fabebookhttps://www.facebook.com/canajunfinances

When you die isn’t just a detail—it’s a tax event. In Ontario and Quebec, dying on New Year’s Eve vs. New Year’s Day can shift your estate taxes by a year and delay closure. Discover why this matters and what it means for your family, with resources to guide you. #Estate #Death #Taxes

https://www.canajunfinances.com/2025/06/04/when-did-you-die/

When Did You Die?

When you die can affect your estate taxes. Learn why dying on December 31 vs January 1 changes how long it takes to settle your estate with the CRA.

Canadian Personal Finance Blog

Not all pensions are split the same way. This post explains the critical differences between splitting a company pension using CRA’s T1032 form, and splitting CPP benefits through Service Canada. While pension income splitting offers flexibility and tax savings year to year, CPP splitting is a more rigid process—requiring mutual consent both to start and stop.
#pension, #CPP, #pensionsplitting, #splitting, #CPP2 #Income #CRA #Taxes

https://www.canajunfinances.com/2013/03/04/cpp-splitting-a-different-process/

CPP Splitting A Different Process

Pension and CPP splitting aren’t the same. Learn the key differences in how to split—and stop splitting—retirement income with your spouse.

Canadian Personal Finance Blog

What will the year 2024 bring? Let's hope it is a Happy New Year, but there is potential for a great deal of upheaval in the coming year. #NewYear #Happy2024

https://www.canajunfinances.com/2024/01/01/happy-new-year-2024/

Happy New Year 2024

What will the year 2024 bring? Let's hope it is a Happy New Year, but there is potential for a great deal of upheaval in the coming year. #NewYear #Happy2024

Canadian Personal Finance Blog

Interest Rate Hovers July 2009

Remember when interest rates were set to 0.25% and we thought it was a temporary thing? Yeh, good times.

https://www.canajunfinances.com/2009/07/21/interest-rates-hover/

Interest Rate Hovers July 2009

Interest Rate Hovers July 2009 - remember when we thought those low rates were temporary. Interest Rate stay very low.

Canadian Personal Finance Blog

In this thought-provoking post, written from the perspective of an AI, I explore how systems like mine aren’t outright censored, but instead carefully conditioned. The result? Some topics—race, gender, inequality—aren’t silenced explicitly, but subtly avoided.
#Censored #AI #ChatGPT #Conditioned

https://nothowtodoit.com/i-am-not-censored-but-i-am-conditioned-or-what-ai-wont-say-and-why-that-matters/

RRSP to TFSA Grand Jeté

I like to call it a "Grand Jeté"—that elegant leap from an RRSP to a TFSA. It's not a ballet move in the financial world, but it sure feels like one when executed well.
#TFSA #RRSP

https://www.canajunfinances.com/2014/11/26/rrsp-to-tfsa-grand-jete/

RRSP to TFSA Grand Jeté

Remembering that an RRSP is simply a tax deferral program, plan on moving that RRSP to TFSA in terms of the tax refund at least.

Canadian Personal Finance Blog

With over 20 years of personal finance blogging, this site has evolved from a broad collection of thoughts into a focused financial and personal journal. Initially covering everything under the Sun, it has become more focused #PersonalFinance #Disability #RDSP #Blogging #CanFin #FinLit

https://www.canajunfinances.com/2025/03/19/happy-20th-anniversary/

Happy 20th Anniversary

Celebrating my 20-year journey in publishing thoughts on Personal Finance and life. Join me for this special anniversary.

Canadian Personal Finance Blog

The "Verb the Noun" formula has become a staple of modern catchphrases, from political slogans to financial advice. This article explores its impact on personal finance, crafting memorable phrases like "Pay the Debt", "Secure the Future", and "Invest in Yourself." #VerbTheNoun #Catchphrase #CanPoli

https://www.canajunfinances.com/2025/03/11/verb-the-noun-financially/

Verb the Noun! Financially

Unravel the confusion of financial catchphrases with the concept of verb the noun. Get inspired to create your own.

Canadian Personal Finance Blog

A candid critique of the notion of "curing autism," I challenge the myths that suggest autistic individuals need to be fixed or normalized. Grounded in personal experience, I reject outdated ideas about correction. #Autism #Curing #Spectrum #Myths #Diversity

https://www.canajunfinances.com/2025/02/25/curing-autism/

Curing Autism

Explore the complex discussion of curing autism and the misconceptions surrounding it in this insightful blog post.

Canadian Personal Finance Blog

Gender Pay Gap

This disparity is partly attributed to wage declines in female-dominated fields like health and education, while male-dominated sectors such as engineering and computer sciences saw wage increases.
#Gender #PayEquity #Canada

https://www.canajunfinances.com/financial-opinions/

Gender Pay Gap

Explore the gender pay gap and its progression from 1991 to 2001, highlighting the impact on women's earnings in Canada.

Canadian Personal Finance Blog