| Personal Finance | https://www.canajunfinances.com/ |
| Tech and Blogging | https://nothowtodoit.com |
| Fabebook | https://www.facebook.com/canajunfinances |
When you die isn’t just a detail—it’s a tax event. In Ontario and Quebec, dying on New Year’s Eve vs. New Year’s Day can shift your estate taxes by a year and delay closure. Discover why this matters and what it means for your family, with resources to guide you. #Estate #Death #Taxes
https://www.canajunfinances.com/2025/06/04/when-did-you-die/
Not all pensions are split the same way. This post explains the critical differences between splitting a company pension using CRA’s T1032 form, and splitting CPP benefits through Service Canada. While pension income splitting offers flexibility and tax savings year to year, CPP splitting is a more rigid process—requiring mutual consent both to start and stop.
#pension, #CPP, #pensionsplitting, #splitting, #CPP2 #Income #CRA #Taxes
https://www.canajunfinances.com/2013/03/04/cpp-splitting-a-different-process/
What will the year 2024 bring? Let's hope it is a Happy New Year, but there is potential for a great deal of upheaval in the coming year. #NewYear #Happy2024
https://www.canajunfinances.com/2024/01/01/happy-new-year-2024/
Interest Rate Hovers July 2009
Remember when interest rates were set to 0.25% and we thought it was a temporary thing? Yeh, good times.
https://www.canajunfinances.com/2009/07/21/interest-rates-hover/
In this thought-provoking post, written from the perspective of an AI, I explore how systems like mine aren’t outright censored, but instead carefully conditioned. The result? Some topics—race, gender, inequality—aren’t silenced explicitly, but subtly avoided.
#Censored #AI #ChatGPT #Conditioned
RRSP to TFSA Grand Jeté
I like to call it a "Grand Jeté"—that elegant leap from an RRSP to a TFSA. It's not a ballet move in the financial world, but it sure feels like one when executed well.
#TFSA #RRSP
https://www.canajunfinances.com/2014/11/26/rrsp-to-tfsa-grand-jete/
With over 20 years of personal finance blogging, this site has evolved from a broad collection of thoughts into a focused financial and personal journal. Initially covering everything under the Sun, it has become more focused #PersonalFinance #Disability #RDSP #Blogging #CanFin #FinLit
https://www.canajunfinances.com/2025/03/19/happy-20th-anniversary/
The "Verb the Noun" formula has become a staple of modern catchphrases, from political slogans to financial advice. This article explores its impact on personal finance, crafting memorable phrases like "Pay the Debt", "Secure the Future", and "Invest in Yourself." #VerbTheNoun #Catchphrase #CanPoli
https://www.canajunfinances.com/2025/03/11/verb-the-noun-financially/
A candid critique of the notion of "curing autism," I challenge the myths that suggest autistic individuals need to be fixed or normalized. Grounded in personal experience, I reject outdated ideas about correction. #Autism #Curing #Spectrum #Myths #Diversity
Gender Pay Gap
This disparity is partly attributed to wage declines in female-dominated fields like health and education, while male-dominated sectors such as engineering and computer sciences saw wage increases.
#Gender #PayEquity #Canada
