BNPL's Credit Reality Check: What Australia's Regulatory Shift Means for Your Shopping

BNPL is now regulated as credit in Australia. Missed payments now affect credit scores and mortgage approval. Here's what changed and what you need to know.

The Daily Perspective
The Hidden Costs of “Buy Now, Pay Later”

Over the past few years, “buy now, pay later” services have rapidly transformed the way many consumers pay for everyday purchases. Companies such as Affirm, Klarna, and Afterpay offer shoppers the…

The Broad Lens

I’m off to spend more money I don’t have to buy feed for the #alpacas & #sheep.

Thank Dog for #afterpay (Atheist here)

Block axes 4,000 jobs citing AI, and investors cheer

Jack Dorsey's Block axes 40% of staff citing AI tools, posting $10.36bn in 2025 gross profit. What it means for Australian merchants and workers.

The Daily Perspective

If you have ever used Afterpay you should go shut off the targeted ads option.

This is sketchy too. They don’t sell our data but they’ll “share” it so we can be shown ads outside of Afterpay. What does that even mean??

Does Afterpay sell my data?
No. Afterpay does not sell your personal data to other brands. Brands only receive aggregated reports about how their ads performed, not information that identifies you.
To help show you personalized ads outside of Afterpay, we may share limited information with our advertising technology service providers. They are subject to contractual limitations on how they can use this information and are required to protect it.

https://help.afterpay.com/hc/en-us/articles/900007280323-Marketing-Your-Choices

#Afterpay #PrivacyPolicy #DataPrivacy

Afterpay backtracks on ban on ‘no payment upfront’ for groceries and fuel

The buy now, pay later lender stopped allowing no upfront payments on essentials in order to ‘promote responsible…
#NewsBeep #News #Headlines #Afterpay #buynowpaylater #CommentsEnabled #Consumeraffairs #consumerrights #credit #NewZealand #NZ #personal-finance #Politics #regulations
https://www.newsbeep.com/160528/

#AfterPay new rules are now in force for #ButNowPayLater companies in #Australia.

If you’ve received an email, read it!

So far, I’m okay with the changes.

I DID lose $1,000 of extra credit I had, but they appear to have lowered that for everyone.

Before you continue to YouTube

@SeaFury @treleanor

Hmmm. Pricey, but they do take #AfterPay