One of the more interesting things in Music Australia's 2025 Listening In research is what it reveals about young Australians: they want local music, feel pride in it, and are largely failing to find it on the platforms they use every day.

Under-25s and 25-34s are the cohort most fluent in streaming mechanics, most likely to pay for music despite genuine cost-of-living pressure, and most willing to subscribe to multiple services when one doesn't serve their needs.

The problem is that discovering Australian music on platforms designed for global recommendation requires active effort most listeners don't sustain. The algorithm hasn't been trained to care where you live.

The Pack closes that gap - not as a nationalist project, but because a platform that surfaces local music is genuinely more useful to a local listener. If you know young music lovers, arts educators, or anyone in the youth cultural sector — I'd love your help sharing this.

https://crowdfunding.startsomegood.com/thepackmusiccoop

#YouthCulture #AustralianMusic #EthicalBusiness #GenZ

Jestem rok starsza od twórcy polytorii... Nie wiem co czuć z tym faktem  

#Polytoria #Willemsteller #Bruh #Games #Genz #Zoomer

US Top News and Analysis | Bank of America downgrades Carvana. Why the stock's recent dip isn't a buying opportunity

Bank of America downgraded Carvana to neutral from buy, citing macroeconomic headwinds and a more balanced risk/reward outlook. The bank lowered its price target to $360 from $400, which still implies nearly 15% upside from Thursday's close. Analyst Michael McGovern noted that recent oil shocks and rising 2-year yields are pressuring lower- and middle-income consumers, potentially dampening discretionary spending on used cars despite Carvana’s strong execution and elevated growth.

Carvana’s stock surged nearly fourfold in 2024 due to improved quarterly profits from cost-saving measures, but has since plunged 26% in 2026 amid fallout from the Iran war, which has driven U.S. gas prices up over 30%. McGovern warned that higher gas prices could disproportionately affect younger consumers, as Gen Z spends nearly 10% of discretionary income on fuel—double the share of older cohorts—threatening demand in the auto sector. Although Carvana is attempting to gain market share through competitive lending rates, rising 2-year yields may compress excess spreads and undermine those efforts.

Despite strong tax refund payouts, Bank of America is slightly less optimistic about near-term year-over-year unit growth acceleration. Carvana also faces increasing competition in auto lending, with rivals like CarMax lowering margins to gain ground, pressuring Carvana’s gross profit per unit. The downgrade contrasts with Wall Street consensus, where only 7 of 26 analysts hold a hold rating. While the stock is down 26% year-to-date, it remains up 93% over the past 12 months, reflecting its volatile trajectory amid shifting macroeconomic conditions.

Read more: https://www.cnbc.com/2026/04/06/bank-of-america-downgrades-carvana-why-the-stocks-recent-dip-isnt-a-buying-opportunity.html

#bankofamerica #carvana #genz #autosector #autolending

Online ‘maxxing’: How much fibre and protein do you actually need?

NEW YORK, April 6 —  First it was protein, now it’s fibre: the “maxxing” mindset has permeated social media, as wellness influencers insist that loading up on certain nutrients is the key to vitality and a life-c…
#dining #cooking #diet #food #Nutrition #genz #MaggyDonaldson #newyork #nutrition #Olipop #PepsiCo #RamonLaguarta
https://www.diningandcooking.com/2587147/online-maxxing-how-much-fibre-and-protein-do-you-actually-need/

"When people start treating the economy like a game, it’s a sign that the traditional ways of winning no longer feel real."

#economics #genz #despair

https://archive.ph/4eR5P