I am learning lessons this week.
Section 6.19 of their Online Banking T&Cs
Moving my bank for my #SMSF.
I’m over #westpac and in the process i have discovered I haven’t updated my #trustdeed since 2014.
So we have decided to move to #macquariebank. All going well. Getting all the relevant documents updated and certified is a pain but I should have done it a while ago.
Also part of the process is reviewing the share broker I’m using. So dumping #westpactrading. I’m in the process of setting up the new place but won’t discuss yet just in case it goes tits up.
BGL is still working very well for me managing my administration, so no intention of changing that.
Had a day. The only place i dealt with where i achieved a positive outcome was with #officeworks. Every other thing i attempted today failed. Oh except my fall back, im over today moment, where i finished replaying dishonored and have only one outstanding trophy.
I’ve decided to get rid of #westpac. Not get rid of it for everyone….just us. I actually get a certain amount of pleasure deciding I’m over a bank.
I bank with 3 seperate banks. I have 3 different requirements and #westpac is used for one of them. The other 2 I’m very happy with but #chinesewalls means I can’t replace #westpac with them. I don’t want to either. The things I have to move can be quite complex. #westpac has been failing the complexity with procedural garbage. 11 years of good now this.
I’ve chosen, I think, where I wish to go but the journey of achieving this will decide whether I use them. If they are difficult I will find someone else. As I said, I expect complexity but procedural nightmares on top will not be accepted.

Westpac says the Reserve Bank of Australia’s February rate hike decision will hinge on next week’s core CPI data, with any increase likely to be a one-off move as strong December jobs data pushes odds to 50-50.
Reserve Bank Governor says there is no preset course for monetary policy after Westpac hikes interest rates
She declined the opportunity to explicitly talk the …
#NewsBeep #News #Headlines #after #ago #anna #bank #breman #cash #central #conditions #course #cutting #financial #following #for #fortnight #governor #hikes #impact #interest #is #monetary #monitoring #NewZealand #no. #NZ #official #Policy #preset #rate #rates #reserve #says #there #tightening #Westpac
https://www.newsbeep.com/299716/
Apparently have succeeded in sending $500 to a relative in South Africa.
#Westpac has, during this process;
suspended my internet and phone banking,
demanded I visit a branch in person to verify my ID,
not taken the block off my phone banking when they should have,
not sent a OTC as requested, etc, etc.
ABSA has charged +$50 to return money they wouldn't deposit into an account that they'd received the details for.
And WU website didn't work nicely either.
May send $ overseas?
Set it up now.
Tried "international banking" with SWIFT / BIC codes etc using a big Australian bank, Westpac.
They blocked my internet banking in retaliation.
Had to attend a branch in person and then wait +3 hours for a verification phone call to get access to internet banking again.
Fortunately no one was in urgent need of the money.
And hopefully I'll be able to smoothly transfer money in future.
But the ✓@π§∆°! service.