The Bank of North Dakota grew business lending 35% between 2007-2009, expanding credit in the exact months every private lender sprinted for the exits. Walking into the storm with an umbrella stuffed full of money while the professionals huddled under awnings.

https://readuncut.com/americas-reddest-state-runs-a-socialist-bank/

#FinancialCrisis #CommunityLending #CounterCyclical #BankingReform #LocalBanking #CreditAccess

Alternative credit scoring extends financial access to people without formal credit histories using non-traditional data.

#CreditAccess #InclusiveFinance

Access to credit is still a major hurdle for many MSMEs in India. Mutual credit guarantees help bridge that gap by sharing risk and making lenders more confident to fund small businesses.

The MCGS-MSME framework by NCGTC is one example of how risk-sharing can open doors for entrepreneurs who lack collateral but have strong ideas. Small policy shifts → big impact on local economies.

https://www.ncgtc.in/en/product-details/MCGSMSME/Mutual-Credit-Guarantee-Scheme-for-MSMEs-(MCGS-MSME)

#msme #india #creditaccess #financialinclusion #smallbusiness #ncgtc

Starting a business in India?
2025 checklist → Register your company, protect your IP, stay GST & DPDP compliant.

And the bonus: govt-backed credit schemes help with funding (no collateral).
CGSS: https://www.ncgtc.in/en/product-details/CGSS/Credit-Guarantee-Scheme-for-Start-ups-(CGSS)

CGSSI: https://www.ncgtc.in/en/product-details/CGFSI/Credit-Guarantee-Scheme-for-Stand-Up-India-(CGSSI)

✨ Build right, borrow smart.

#India #Startups #LegalChecklist #CreditAccess

Sourav Ganguly & Olyv: Kolkata’s New OOH Face of Trust

#TycoonWorld #Olyv #OOHCampaign #SouravGanguly #BrandAmbassador #FinancialInclusion #DigitalLending #FintechIndia #KolkataCampaign #TrustAndAmbition #EmpoweringIndia #CreditAccess #TechForGood #StartupIndia #DadaInAction #InclusiveFinance #DigitalTransformation #IndianFintech #MissionEmergingIndia #SmartLending #FinancialEmpowerment

https://tycoonworld.in/sourav-ganguly-olyv-kolkatas-new-ooh-face-of-trust/

ONDC Expands Fintech Footprint with 6-Minute Digital Loans

See here - https://techchilli.com/news/ondc-expands-fintech-footprint-with-6-minute-digital-loans/

#Fintech #ONDC #DigitalLoans #InstantLoans #FinanceInnovation #CreditAccess #TechForGood #FinancialInclusion #IndiaInnovation