My growing retired-transit-card collection

A year ago, this week’s work trip to the Bay Area would have meant breaking out the oldest computer that I was still using with any regularity at the time: the Clipper card that I bought in June of 2012 to pay for fares on BART, Muni and other transit agencies around San Francisco.

But this year, I could leave that NFC-enabled smart card in the little holder in which I store my other stored-value transit cards and instead tap my phone to pay with my business credit card for each ride–first a SamTrans bus from SFO to Millbrae, then Caltrain to San Jose for TechEx North America, then two days of commuting up and down the peninsula for Google I/O.

BART started accepting contactless payments last August, and now all the Bay Area transit services that accept Clipper cards also let you tap to pay with a phone, a smartwatch or a credit or debit card with an NFC chip.

Whether you call it “tap to pay,” “open payments” or “open loop,” letting people pay for a fare as if it were any other on-the-go purchase is a great advance for transit. Especially for out-of-towners, as I realized years ago when visiting Chicago and Portland and appreciating the early lead of their transit services in this key bit of CX.

A growing array of agencies across the U.S. have finally wised up to this after years of requiring people to buy proprietary stored-value cards, install agency-specific apps or make a throwback cash payment: Metro, NYC’s MTA, the T in Boston, NJ Transit buses and light rail, SEPTA around Philadelphia, MARTA in Atlanta, and the Seattle region’s Sound Transit, among many others.

L.A.’s Metro has been a high-profile laggard–a personally inconvenient one since my TAP card expired last year. But this week users have begun reporting success on Reddit and in Bluesky posts with using their phones and credit cards to cover train and bus fares now that Metro there seems to have begun a soft launch of what it calls “TAP Plus.”

As I’ve spent down the balance on transit cards I no longer need, the ones that I still need to use are now most entirely confined to agencies in other countries. Some examples: I love Barcelona’s Metro but I don’t love how it doesn’t support tap to pay; Doha’s driverless metro is a technological marvel but also requires its own colorful card; Vancouver’s Compass Card offers enough of a discount over tap-to-pay rates (because that city didn’t follow Toronto’s fare-neutral example) that I picked up one for last year’s Web Summit conference there and used it again for this year’s event.

But there is one awkward exception right in my neighborhood: Arlington Transit, which continues to require the SmarTrip card that WMATA rolled out in 1999. So while I can pay for Metro like it’s the 21st century, I still have to keep my well-worn SmarTrip card handy in case an ART bus rolls up before a Metro bus does.

#ApplePay #ArlingtonTransit #ARTBus #BART #Caltrain #CharlieCard #ClipperCard #GoogleWallet #MBTA #Metro #NFCPayments #openLoop #openPayments #SmarTrip #tapToPay #TheT #transit #transitApps #transitCards

𝗡𝗶𝗲𝘂𝘄𝗲 𝗯𝗲𝘁𝗮𝗮𝗹𝗽𝗮𝘀𝘀𝗲𝗻 𝗵𝗲𝗯𝗯𝗲𝗻 𝘃𝗲𝗿𝗯𝗼𝗿𝗴𝗲𝗻 𝘃𝗼𝗼𝗿𝗱𝗲𝗲𝗹 𝘃𝗼𝗼𝗿 𝗔𝗽𝗽𝗹𝗲 𝗣𝗮𝘆-𝗴𝗲𝗯𝗿𝘂𝗶𝗸𝗲𝗿𝘀

De nieuwe betaalpassen die nu bij banken uitgerold worden, hebben een groot voordeel voor Apple Pay-gebruikers. Je kan er namelijk op meer plekken mee betalen.

https://www.iculture.nl/nieuws/nieuwe-betaalpas-apple-pay-voordeel/

#betaalpassen #verborgen #ApplePay

Nieuwe betaalpassen hebben verborgen voordeel voor Apple Pay-gebruikers

Apple Pay is dankzij de nieuwe debit Mastercard- en Visa-betaalpas veel handiger online. Meer webshops accepteren daardoor Apple Pay online.

iCulture
#Wise のMastercardデビットが #ApplePay に対応しました。日本の個人・法人が対象で、40通貨以上の残高をiPhoneやApple Watchでそのまま決済可能です。物理カードを待たず、デジタルカードを最大3枚までアプリから即時追加できる運用に変わります。
https://finwave.jp/archives/3909
Mastercardが韓国の公共交通機関での #ApplePay 対応を発表しました。専用アプリ MobileTmoney を通じ、iPhoneで地下鉄やバスの支払いが完結します。物理カードの購入や現金チャージが不要になる、韓国旅行の実務を大きく変える施策です。Android向けアプリや優待特典も用意されています。
https://finwave.jp/archives/3903
韓国の交通機関がiPhoneとMastercardで利用可能に 「MobileTmoney」チャージに対応 - FinWave Japan

☑️ iPhoneやApple Wa

FinWave Japan

wieso bekommen es so wenige Webseiten geregelt, dass beim Bezahlen unter MacOS mit Firefox die Option „Apple Pay" angezeigt wird, dann ein Code erscheint, man diesen mit dem iPhone scannt und dort dann die Bezahlung abschließt?

Und wann bekommt es Firefox endlich gebacken, Apple Pay nativ zu unterstützen?
#macos #iphone #firefox #applepay

https://walt.is - The private (EU) alternative to Google and Apple Pay.
"Beta testing starts mid-2026."

Looks promising.

via https://vger.to/programming.dev/post/49832388
#MobilePayment #GooglePay #ApplePay

Walt - Private tap-to-pay

Private tap-to-pay. No purchase tracking, no data harvesting, no AI. Just a predictable, respectful wallet app.

Einige nutzen Wero – doch Paypal bleibt in Deutschland vorn

Europa will sich beim Bezahlen unabhängiger von US-Anbietern machen. Wero wird als Alternative bekannter, kämpft aber gegen starke nationale Konkurrenz.

https://www.heise.de/news/Einige-nutzen-Wero-doch-Paypal-bleibt-in-Deutschland-vorn-11286635.html?wt_mc=sm.red.ho.mastodon.mastodon.md_beitraege.md_beitraege&utm_source=mastodon

#ApplePay #Digitalisierung #Finanzen #MobilePayment #Paypal #Wero #Wirtschaft #news

Einige nutzen Wero – doch Paypal bleibt in Deutschland vorn

Europa will sich beim Bezahlen unabhängiger von US-Anbietern machen. Wero wird als Alternative bekannter, kämpft aber gegen starke nationale Konkurrenz.

heise online

Retail: Cash loses ground, PayPal remains dominant online

In Germany, people now more frequently pay with smartphones and smartwatches at the checkout. PayPal remains number one online.

https://www.heise.de/en/news/Retail-Cash-loses-ground-PayPal-remains-dominant-online-11284786.html?wt_mc=sm.red.ho.mastodon.mastodon.md_beitraege.md_beitraege&utm_source=mastodon

#ApplePay #Bezahldienst #Kreditkarten #MobilePayment #NFC #eCommerce #Paypal #Wero #Wirtschaft #news

Retail: Cash loses ground, PayPal remains dominant online

In Germany, people now more frequently pay with smartphones and smartwatches at the checkout. PayPal remains number one online.

heise online

Handel: Bargeld verliert an Boden, PayPal bleibt online dominant

An der Ladenkasse zahlen die Deutschen inzwischen häufiger mit Smartphone und Smartwatch. Online bleibt PayPal Nummer eins.

https://www.heise.de/news/Handel-Bargeld-verliert-an-Boden-PayPal-bleibt-online-dominant-11284703.html?wt_mc=sm.red.ho.mastodon.mastodon.md_beitraege.md_beitraege&utm_source=mastodon

#ApplePay #Bezahldienst #Kreditkarten #MobilePayment #NFC #eCommerce #Paypal #Wero #Wirtschaft #news

Deutschland zahlt mobiler an der Kasse und bleibt PayPal treu

An der Ladenkasse zahlen die Deutschen inzwischen häufiger mit Smartphone und Smartwatch. Online bleibt PayPal Nummer eins.

heise online