Yahoo Finance | This Vanguard Fund Has Raised Its Dividend 18 Consecutive Years and Most Retirees Still Don’t Own It

This Vanguard Fund Has Raised Its Dividend 18 Consecutive Years and Most Retirees Still Don’t Own It
For retirees who are interested in earning stable dividend income, the Vanguard High Dividend Yield ETF (NYSEARCA:VYM) is a great option. The Vanguard High Dividend Yield ETF currently advertises a 2.37% dividend yield as of February 28, 2026, which is a fairly impressive dividend yield. But there's much more to the story.
VYM earned some attention when it recently increased its quarterly distributions from $0.8417 to $0.9474 per share, and while upping the dividend by a dime per share may not seem like much, that amounts to a 12.56% increase. More importantly, it is far from the first increase. It's part of a consistent pattern of dividend growth. In fact, VYM has increased its dividend from $0.175 at the November 2006 launch to $0.9474 per share today.
This almost 5X increase means investors continue to see their income grow substantially, while enjoying the consistency that the fund offers, as it has also paid dividends every quarter since its launch. VYM also has plenty of other retiree-friendly features, too. The fund is linked to the FTSE High Dividend Yield Index, which offers exposure to hundreds of dividend-paying large-cap companies. In total, VYM has around 559 holdings, so it provides solid diversification with a single purchase. And, its expense ratio of just 0.04% means nearly every dollar of dividend income is available to investors.
So, for retirees interested in VYM, how much income can the dividend fund actually produce? That's going to depend on your investment level. Specifically: A $100,000 position would generate around $2,340 per year in dividend income, a $250,000 position generates around $5,850 per year, and a $500,000 position generates around $11,700 per year.
As you can see, the more you have invested, the greater your potential annual income. And, if the dividend continues to grow at a similar pace to its historical rates since the start of the fund, you can expect your yields to increase generously. In fact, based on the dividend's past growth and reasonable projections for future growth -- which ends up at around 6–7% per year -- a $100,000 position today could produce around $32,000 in dividend income over the coming decade, and could generate an estimated $4,500 in annual dividend income by 2036.
Retirees looking for a durable, low-cost fund that has enjoyed impressive dividend growth should consider whether VYM deserves a place in their portfolio, especially given its low expense ratio. A financial advisor can provide insight into whether this investment is the right one, and can also offer assistance in building a customized portfolio that takes into account your investing timeline and risk tolerance.

Read more: https://finance.yahoo.com/markets/stocks/articles/vanguard-fund-raised-dividend-18-131541484.html

#vanguardhighdividendyieldetf #vym #large-capcompanies #retirees

https://www.sandspice.com/over-60s/

Retirees on the Loose! 🧓 Independent Travel for the Over-60s

Why settle for a life of bingo, knitting, or daytime soaps when you could be an intrepid explorer, charting new horizons with a fresh spirit 😉

#over60s #Pensioners #Retirees #Adventure #Seniors #Travel
https://www.sandspice.com/over-60s/?fsp_sid=580

How retirees can wine and dine on a budget

This article contains affiliate links; if you click such a link and make a purchase, we may earn a commission. Dining out doesn’t have to end with your last paycheck: restaurants are keen to en…
#dining #cooking #diet #food #Wine #65andolder #FineDiningRestaurants #gaspricessoaring #GettyImages #RESTAURANTDISCOUNTS #retirees #seniordiscount #Seniordiscounts #YuJianZhao
https://www.diningandcooking.com/2566187/how-retirees-can-wine-and-dine-on-a-budget/

How retirees can wine and dine on a budget

This article contains affiliate links; if you click such a link and make a purchase, we may earn a commission. Dining out doesn’t have to end with your last paycheck: restaurants are keen to encourage the silver doll…
#wine #Wine #65andolder #FineDiningRestaurants #gaspricessoaring #GettyImages #RESTAURANTDISCOUNTS #retirees #seniordiscount #Seniordiscounts #YuJianZhao
https://www.diningandcooking.com/2566187/how-retirees-can-wine-and-dine-on-a-budget/

‘Don’t go to the US – not with Trump in charge’: the UK tourist with a valid visa detained by ICE for six weeks

https://www.theguardian.com/us-news/2026/feb/21/karen-newton-valid-visa-detained-ice

When she asked why she was being detained, an officer told her his supervisor had instructed him to hold her. “Individual ICE agents get money per head that they detain – the guards told me that,” Karen says.

#EU #TravelWarning #USA #EconomicAssault #Kidnapping #Bonuses #Travelers #Retirees #TravelIndustry #Impoverishment #Detention

Bộ trưởng Bộ Dân tộc và Tôn giáo Đào Ngọc Dung đã chủ trì buổi gặp mặt thân mật các cán bộ hưu trí nhân dịp Xuân Bính Ngọ tại Hà Nội ngày 30/1. Sự kiện thể hiện sự tri ân với các thế hệ cán bộ lão thành trước thềm năm mới.

#TetVietNam #LễHộiXuân #HuuTri #BoDanTocVaTonGiao #ĐàoNgọcDung
#LunarNewYear #NewYearCelebration #Retirees #VietnamGovernment #SpringFestival

https://vietnamnet.vn/bo-truong-dao-ngoc-dung-gap-mat-can-bo-huu-tri-nhan-dip-xuan-binh-ngo-2486648.html

9 Tax Deductions Middle Class Retirees Shouldn’t Miss in 2026 – AOL

9 Tax Deductions Middle Class Retirees Shouldn’t Miss in 2026

By Stacy Garrels, Sun, January 25, 2026 at 9:08 AM PST

Tax season can feel a lot different once you’ve retired. You’re no longer tracking multiple W-2s or trying to squeeze in last-minute business expenses, but that doesn’t mean your taxes automatically get any easier.

Many middle-class retirees navigate multiple income sources, pay rising Medicare premiums, and assume certain deductions no longer apply once they stop working full-time.

Yet some of the most valuable tax breaks available in retirement are either new, misunderstood, or commonly overlooked. You can avoid retirement mistakes by keeping these key tax deductions on your radar for 2026.

Find Out: 14 benefits seniors are entitled to but often forget to claim

1. New senior deduction for those 65+

If you’re 65 or older, a new temporary senior deduction may reduce your taxable income. For retirees within certain income brackets, this deduction allows you to exclude up to $6,000 from taxable income between 2025 and 2028.

This deduction is separate from the standard deduction, which means eligible retirees could further lower their taxable income without having to itemize. Although not all income levels will qualify, it’s a meaningful benefit that’s worth checking into before you file.

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2. Using HSA funds for Medicare premiums

Health Savings Accounts (HSAs) don’t lose their value once you retire. If you’ve built up an HSA balance, you can continue using those funds tax-free for qualified medical expenses, which include your Medicare premiums.

Part B premiums alone can run over $200 a month for most retirees. Paying those costs from an HSA instead of taxable income can stretch your retirement dollars further and reduce overall tax burden.

3. Family gifting within annual limits

Most retirees won’t face the federal estate tax, but gifting rules can still play a role in tax planning for you and your loved ones. Each year, you can give up to the annual gift exclusion amount to as many people as you want without triggering gift taxes or filing additional paperwork.

Continue/Read Original Article Here: 9 Tax Deductions Middle Class Retirees Shouldn’t Miss in 2026 – AOL

🎉 Đảng, Nhà nước công bố quyết định tặng quà nhân dịp Đại hội Đảng IXIV và Tết Nguyên Đán Bính Ngọ 2026, tri ân những người có công với cách mạng, đối tượng bảo trợ xã hội và người về hưu. 🎁🇻🇳

#ĐạiHộiĐảng14 #Tet2026 #QuàTặng #Vietnam #Politics #PartyGifts #SocialWelfare #Retirees

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https://vietnamnet.vn/dang-nha-nuoc-tang-qua-nhan-dip-dai-hoi-dang-14-va-tet-nguyen-dan-2476863.html

The Director-General (D-G) of the National Pension Commission (PenCom), Ms Omolola Oloworaran, says the commission has begun the disbursement of N758 billion bond approved...

https://dmarketforces.com/pencom-begins-disbursement-of-n758-billion-to-retirees/

#PenCom #Retirees #Pension