A very interesting study on the "unbanked and underbanked" in USA, by Sheena Allen for CREAM Factory with @Interledger
EXECUTIVE BRIEF | The Data They Don't Collect
https://www.linkedin.com/feed/update/urn:li:activity:7429175184026378240/
A very interesting study on the "unbanked and underbanked" in USA, by Sheena Allen for CREAM Factory with @Interledger
EXECUTIVE BRIEF | The Data They Don't Collect
https://www.linkedin.com/feed/update/urn:li:activity:7429175184026378240/
#PSA Please when designing new tech consider that not everyone has a reliable 24/7 broadband internet connection, or a large screen, or a keyboard, or a mouse, or is able to get a domain name, or is able to run services from home, is able to power their home-server for the whole day, or can rent a VPS, or can have their ip-addresses be linked to an identity, or has one legal identity, or has one name, or has a recent computer, or has easy access to a debit or credit card, or has a bank account with either, or has a PayPal account, or has bitcoin, or one of many other things some and often many people just don't have, etc…
#PermaComputing #FrugalComputing #UnBanked #Durable #Repairable #CircularEconomy #LibraryEconomy #Sustainable #Communal #RightToTinker #Repair #RightToAmend #RightToDIY #Reuse #Repurpose #ReInvent #RightToSalvage #RightToRepair #RightToRepurpose #RightToShare #RightToOwn
#SCTP 6: The argument that #crypto is great for #remittances and helps #bank the #unbanked. A totally false premise that was debunked in my doc at https://www.youtube.com/watch?v=tspGVbmMmVA&t=4118s
#cryptocurrency #blockchain #scam #factchecking #finance #tech #ponzi
"Perché le #Criptovalute non hanno ancora preso piede nei paesi in via di sviluppo?
Abbiamo tutti sentito il clamore, che le banche #Crypto sono #Unbanked, e così via. Ma in gran parte, abbiamo visto il mondo sviluppato prendersi la parte del leone dell'attenzione e degli investimenti nelle criptovalute.
Ciò non significa che non stia facendo breccia nel mondo in via di sviluppo. Lo sta sicuramente facendo." [...]
Why hasn't crypto taken over the developing world? We've all heard the hype, that crypto banks the unbanked, and so on. But largely, we've seen the developed world take up the lion's share of attention and investment in crypto. This isn't to say it isn't making inroads into the
How many people don’t have a bank account? And just how difficult has it become to live without one?
Should natural people be forced to maintain a bank account or should they have the option to be #unbanked?
How the digital world is failing the non tech-savvy.
Banking the #unbanked: focusing on commercial banks misses an opportunity. #Banks won't provide financial incentives such as lottery schemes for the poor to use banks. But another sector could - and should.
My new Coppola Comment post (paywall/free trial)
https://coppolacomment.substack.com/p/banking-the-unbanked-focusing-on