The Nortel collapse wasn’t just a corporate failure; it was a retirement shock for thousands of Canadians.

This article reflects on what happened, what it taught me, and why pensions should be viewed as a foundation, not the entire retirement plan.

#Retirement #Pensions #CanadianFinance

https://www.canajunfinances.com/2026/05/28/the-pension-question/?utm_source=mastodon&utm_medium=jetpack_social

RDSP Statement of Entitlement 2026 reminder: once a beneficiary turns 18, grants and bonds are based on their income, not the parent’s. Matching money matters.
#RDSP #CanadianFinance #DisabilityTaxCredit #CdnEcon

https://www.canajunfinances.com/2026/02/23/rdsp-statement-of-entitlement-2026/?utm_source=mastodon&utm_medium=jetpack_social

Einstein said insanity is doing the same thing repeatedly while expecting different results—a principle that applies directly to financial planning and debt reduction. This reflection explores how Canadians can change their financial habits using the same logic that explains the universe.
#FinancialLiteracy #CanadianFinance #MoneyManagement #DebtReduction

https://www.canajunfinances.com/einstein-and-finance

Weddings are beautiful… but holy flying loons, they can carpet-bomb your finances. Back in the day, we kept costs sane with a brunch reception, retail LCBO booze, and a honeymoon priced somewhere between “frugal” and “we’ll do a real one someday, right?”

#PersonalFinance #Weddings #DebtFreeMarriage #Budgeting #CanadianFinance #Frugality #LifeLessons #BigCajunMan

https://www.canajunfinances.com/2025/11/24/weddings-and-costs/

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰? After 𝐒𝐞𝐩𝐭𝐞𝐦𝐛𝐞𝐫’𝐬 𝟎.𝟐𝟓% 𝐫𝐚𝐭𝐞 𝐜𝐮𝐭, markets expect only one more cut likely in 𝐉𝐚𝐧𝐮𝐚𝐫𝐲 𝟐𝟎𝟐𝟔. Borrowing costs may stay relatively stable in the months ahead. Now is a great time to review your mortgage options!

#BankOfCanada #InterestRates #MortgageAdvice #BorrowSmart #CashinMortgages #MortgageStrategy #CanadianFinance #RateCut

Canada modernizes federal budgeting for transparency and efficiency

* New Capital Framework: Separates daily spending from long-term investments.
* Fall Budget Cycle: Starts Nov 4, 2025; spring for updates only.
* Goal: Improve predictability, speed launches, and ensure smarter fiscal planning.

📞 (416) 619-0068
🌐 https://zurl.co/4t2R9
📧 [email protected]

#TaxccountCanada #FederalBudget #Budget2025 #CanadianFinance #FiscalPolicy

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰? Core inflation is still hovering 𝐧𝐞𝐚𝐫 𝐭𝐡𝐞 𝐭𝐨𝐩 of the Bank of Canada's 1–3% target. That means interest rates might stay 𝐡𝐢𝐠𝐡𝐞𝐫 𝐟𝐨𝐫 𝐥𝐨𝐧𝐠𝐞𝐫 than anyone hoped.

#CashinMortgages #InflationCanada #InterestRates #BankofCanada #MortgageTips #CanadianFinance #HomeOwnership #CDNEconomy #RealEstateInsights