Let's talk Private Credit, bank runs and history repeating.

Private credit is debt financing provided by non-bank lenders directly to companies or projects through privately negotiated agreements.

In other words, enterprises which could not pass underwriting at a bank.

Companies like Morgan Stanley and Blackrock allow institutional investors to buy into the fund, i.e., pension funds, endowments, insurance companies etc.

Theoretically, investors can withdraw their capital....only, today...not so much. The moneylenders just capped how much of their own money the investors can have back right now.

How that cascades is yet to be seen, but if history is any guide, it probably won't be good.

https://www.reuters.com/business/finance/morgan-stanley-restricts-redemptions-private-credit-fund-after-withdrawals-surge-2026-03-11/

#finance #bankrun #privatecredit #morganstanley #blackrock

@threetails and since #BlackRock isn't a "#ConsumerBank" they likely don't have deposit insurance with the #FDIC

  • Will be interesting to see how #Merz will change hos policies realizing his "Revolving Door" is gone...

#USpol #DEpol #Finance #Economy #BankRun

@jpmens #bankrun is always an option. #deutschebank
Bybit Sees Over $4 Billion ‘Bank Run’ After Crypto’s Biggest Hack

The exchange, facing a bank run and needing to process withdrawals, worked to secure a loan and developed new software to access frozen funds.

CoinDesk
How AI Generated Disinformation Will Crash The Economy

YouTube
How AI Generated Disinformation Will Crash The Economy

An expert in cybersecurity and network infrastructure, Nick Espinosa is a nationally recognized speaker, member of the Forbes Technology Council, TEDx Speaker, regular columnist for Forbes, award winn

SoundCloud
After seeing the collapse of Silicon Valley Bank, I'm not sure AI will be able to do much worse in accelerating bank runs. Yet, I'm sure someone will give it a try soon.
#AI #bankrun
https://www.reuters.com/technology/artificial-intelligence/ai-generated-content-raises-risks-more-bank-runs-uk-study-shows-2025-02-14/

All this talk suddenly of maybe getting rid of the FDIC takes me back to the financial crisis of 2008. In 2009, reflecting on that, I wrote a brief parable, Hollow Support.

https://netsettlement.blogspot.com/2009/03/hollow-support.html

#FDIC #banking #insurance #DepositInsurance #FinancialCrisis #risk #risky #Reckless #policy #deregulation #Trump #TrumpAdministration #Project2025 #doge #financial #economics #HollowSupport #FinancialCrisis2008 #BankRun

Hollow Support

A short parable offering a metaphorical framework for understanding how collapse is invited by systematic elimination of safeguards.

Ik heb nog zat geld in huis. Al jaren. #bankrun
The Ruble is falling, Gazprombank is apparently down and authorities in Russia are probably trying to avoid a bank run.
#Russia #gazprombank #bankrun #geopolitics @geopolitics