Ghana has reduced its main interest rate by 10% since the beginning of 2025 as inflation moderated significantly as a result of better monetary policy direction versus most African countries, especially Nigeria.
https://dmarketforces.com/bank-of-ghana-cuts-interest-rate-by-10-in-2025/
Ghanaian banks’ non-performing loan (NPL) ratios are likely to decrease significantly in the next few years to comply with new Bank of Ghana (BoG) regulations effective from 2026.
https://dmarketforces.com/new-prudential-limit-ghanaian-banks-target-lower-npl-ratios/