nieebelif you have #stocks then consider some addition to reduce the overall risk
One possibility: #Green #Bonds
E.g. XS2498154207 gives you 2 % pa #interest rate guaranteed for the next 7 years. And your #money is pretty safe stored there (a #German State owned #bank ) comparable like fixed-term #deposits with two benefits:
- Fixed-term deposits have only limited deposit insurance (max. 100k in #Germany right now) and private banks are usually more likely to go bankrupt than a state or state owned banks.
- If you urgently need your money for something else within those 7 years, then you can sell this this bond on the #stock #market and you get at least most of the money.
Regarding #sustainability
https://pub.cicero.oslo.no/cicero-xmlui/bitstream/handle/11250/2720408/Second%20Opinion%20-%20KfW%20-%20FINAL%20%2814.12.21%29.pdf?sequence=1&isAllowed=y
#banking #geld #nachhaltig #nachhaltigkeit #windkraft #solar #pv #erneuerbareEnergien #geldanlage #bank #money #finance #ETFsAreNotSustainable #etf #finance #aktien #esg #csr #heatpump #heatpumps #wärmepumpe #renewableEnergy #windenergy #wind #investment #energiewende
