#PersonalizedPricing Isn’t All Bad for Consumers https://www.cato.org/blog/personalized-pricing-isnt-all-bad-consumers
"Both individualized and dynamic pricing have existed in our daily lives for years. But the combination of the two using modern technology has led to fears… that “corporations are collecting our personal data to extract every cent they can to pad their pockets.”
… the best protection for consumers is a competitive market. In #competitiveMarkets with no supply constraints, individualized dynamic pricing has proven to largely benefit consumers. Any time a firm uses #IDP to raise prices for a given consumer, that automatically allows a competing firm to undercut those prices and take that consumer away"
#economics #IndustrialOrganization

Pluralistic: Google's AI pricing plan (21 Jan 2026)

https://web.brid.gy/r/https://pluralistic.net/2026/01/21/cod-marxism/

Pluralistic: Google’s AI pricing plan (21 Jan 2026) – Pluralistic: Daily links from Cory Doctorow

New York just took a shot at personalized pricing.

Under a new state budget law, businesses that use personal data to set different prices must disclose it to customers with a notice.

https://techcrunch.com/2025/11/29/new-york-state-law-takes-aim-at-personalized-pricing/

#nyc #tech #law #personalizedpricing
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New York state law takes aim at personalized pricing | TechCrunch

Businesses that use personalized pricing are now required to tell customers, “This price was set by an algorithm using your personal data."

TechCrunch

Pluralistic: Instacart reaches into your pocket and lops a third off your dollars (11 Dec 2025)

https://fed.brid.gy/r/https://pluralistic.net/2025/12/11/nothing-personal/

Pluralistic: Instacart reaches into your pocket and lops a third off your dollars (11 Dec 2025) – Pluralistic: Daily links from Cory Doctorow

Gerade vom Konzept #PersonalizedPricing erfahren, mit dem mehrere Einzelhandelsunternehmen in den USA experimentieren.
Gesammelte Daten der Kundschaft werden verwendet, um an der Kasse einen individuellen Auf- oder Abschlag einzurechnen. Digitale Preisschilder am Regal werden ggf. schnell angepasst.

"To be sure, airlines have long offered different prices to different people, even for the same route, based on factors like how travelers book—directly, via a comparison-shopping site or a travel agent—or how far in advance they shop. As far back as a decade ago, travel websites showed different prices for precisely the same itinerary based on details like which browser a purchaser was using to search for fares. But the use of AI supercharges this type of price discrimination and puts airlines into a legal gray area.

“AI isn’t just optimizing business operations, but fundamentally rewriting the rules of commerce and consumer experience,” Matt Britton, author of Generation AI, told Fortune. “For consumers, this means the era of “fair” pricing is over. The price you see is the price the algorithm thinks you’ll accept, not a universal rate.”

While differential pricing is not illegal per se, federal laws prohibit charging different rates to people based on their sex or ethnicity, and the use of some identifiers like ZIP codes have been shown to have a disparate impact on protected classes. Without a public record of all fares, it would be difficult, if not impossible, to determine if Delta is charging vastly different fares to people based on their membership in a protected class."

https://fortune.com/2025/07/16/delta-moves-toward-eliminating-set-prices-in-favor-of-ai-that-determines-how-much-you-personally-will-pay-for-a-ticket/

#AI #PersonalizedPricing #AdaptivePricing #AirTravel #Delta

Delta moves toward eliminating set prices in favor of AI that determines how much you personally will pay for a ticket

The airline touted a partnership with an AI-enabled revenue system as a step on the road to fully personalized ticket pricing, part of its goal to raise profit margins long-term.

Fortune
Will AI end cheap flights? Critics attack Delta’s “predatory” AI pricing.

Your data could soon be used to spike flight costs, as Delta expands AI pilot.

Ars Technica

Great point from @pluralistic’s article on #personalizedPricing:

“These companies use the enshittification playbook to trap you into using their apps. First, they offer discounts to customers who order through their apps – then, once the customers are fully committed to shopping via app, they introduce surveillance pricing and start to jack up the prices.”

@oliversampson @pluralistic It’s also worth noting #Cloudflare’s use of #personalizedPricing:

https://web.archive.org/web/20240601161454/https://robindev.substack.com/p/cloudflare-took-down-our-website

#Amazon was also caught #surveillancePricing CDs and DVDs:

https://web.archive.org/web/20210129175046/www.consumerreports.org/car-insurance/why-you-may-be-paying-too-much-for-your-car-insurance

That’s a good read because it also goes into how insurance companies profile consumers on their likeliness to shop out insurance. The less likely, the higher your insurance premium will be.