Digital euro - I read the entire digital euro rulebook v0.9, and it finally includes the Pay-by-Link (PBL) feature, which is exactly what I’ve been looking for. SEPI with tokenized DEAN.

Historical rant mode

I’ve always hated that Finnish banks, for example, do not support the payto: standard. It would make payments really simple by using a channel- and platform-agnostic link.

Someone mentioned that one Finnish bank (I don’t remember which one) supported it, but most do not. In practice, I have never actually seen it used.

#DigitalEuro #FinTech #PayByLink #Payments #ECB #OpenBanking #payto