Digital euro - I read the entire digital euro rulebook v0.9, and it finally includes the Pay-by-Link (PBL) feature, which is exactly what I’ve been looking for. SEPI with tokenized DEAN.

Historical rant mode

I’ve always hated that Finnish banks, for example, do not support the payto: standard. It would make payments really simple by using a channel- and platform-agnostic link.

Someone mentioned that one Finnish bank (I don’t remember which one) supported it, but most do not. In practice, I have never actually seen it used.

#DigitalEuro #FinTech #PayByLink #Payments #ECB #OpenBanking #payto

On the day of a would-be deadline, #OpenBanking is in flux

Despite the freeze on the CFPB's mandate, major banks are moving forward with API partnerships to meet consumer demand and end unsecure practices.

https://www.americanbanker.com/news/on-the-day-of-a-would-be-deadline-open-banking-is-in-flux

#FinTech #FinServ #Banking

Men va i helv***e
Nu säger bokföringsprogrammet att jag måste aktivera Open Banking hos banken
Är det nåt nytt?
Handelsbanken har telefontid 10-15

Förbereder mig på att byta bank

#bokföring #openbanking #handelsbanken

Truist and Plaid announce data sharing partnership

"Real-world demand continues to be a strong driver in the U.S. market" for open banking, according to FDX board member Eyal Sivan.

https://www.americanbanker.com/news/truist-and-plaid-announce-data-sharing-partnership

#FinTech #FinServ #Banking #OpenBanking

Truist se suma a la fuerza de Plaid para expandir sus ofertas de banca abierta. La pareja ha alcanzado un acuerdo de acceso a datos para mejorar las experiencias de los clientes. ¿Qué cambios esperamos ver en el futuro de la banca? #Fintech #BancaAbierta #OpenBanking

https://www.finextra.com/newsarticle/47435/truist-taps-plaid-to-expand-open-banking-offerings?utm_medium=rssfinextra&utm_source=finextrafeed

*yawn*

"Lloyds, Bank of Scotland and Halifax apps showed customers other users' transactions"

But one woman told BBC News she was able to see the accounts of six different users on the Bank of Scotland app, including some National Insurance numbers, over a 20-minute period.

The 55-year-old from Kirkcaldy, Fife - who didn't want to be named - also reported being able to view benefits payments from the Department of Work and Pensions (DWP), which use National Insurance numbers of recipients as a payment reference.

#OpenBankingUK #OpenBanking

https://www.bbc.co.uk/news/articles/c4g23npxpwgo

Open banking is driven by two forces: regulation and market demand. In Europe, PSD2 mandates bank data sharing. In the US, the CFPB oversees open banking rules. Some markets, such as India, use government-built data infrastructure instead.

#OpenBanking #FinancialRegulation #Fintech

Open banking allows consumers to share financial data with authorized third-party providers via APIs. It expands consumer choice and enables new financial products beyond what traditional banks offer alone.

#OpenBanking #Fintech #DigitalFinance

Flutterwave just snapped up Mono, an open banking startup, in a deal worth up to $40M! 🤯 Africa's fintech scene is getting seriously interesting.

Two infrastructure powerhouses combining. What ripple effects do you predict for the continent's digital economy?

Read more: https://techcrunch.com/2026/01/05/flutterwave-buys-nigerias-mono-in-rare-african-fintech-exit/

#Fintech #Acquisition #Africa #TechNews #OpenBanking