Old Faithful is unusual for a geyserβpredictable, regular, almost even-tempered.
Most geysers are different. They build up pressure for months, years, even decades or centuries, and erupt violently without warning.
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Take a look at what's going on under the surface - check your credit report before debt blows up in your face.
That's why we recommend keeping an eye on your credit reports.
You now have the right to get all three major reports, for free, once per week, at annualcreditreport.com - and they're actual, reliable data you can use.
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It's like what happens when you let a debt collection problem sit and fester. Eventually, it builds up pressure until, at the worst possible time, it shatters your peace and tranquility.
If you don't know what's going on under the surface, you could be blindsided by a debt eruption.
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A geyser in Yellowstone exploded under pressure yesterday.
Park visitors had to scramble for safety.
Fortunately, no one got hurt, and no, it wasn't Old Faithful, but another geyser in nearby Biscuit Basin.
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4. If you find a mistake, write a letter (don't call, don't email) to the credit bureau and request they investigate the mistake. Keep your letter brief and send supporting documentation.
If the credit bureau fails to investigate and correct mistakes that you've disputed, they are liable for any damages caused by that failure. Meaning, you can sue them and make them pay.
1. Check your report regularly. You can get free reports weekly from annualcreditreport.com
2. Identify any accounts on your report that contain negative information. Most reports will clearly mark those.
3. Compare those negative data points to your own bank records, payment records, and account records.
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There can be more than 110 data points in each account in your credit report.
If just one of those data points is wrong, it can affect 35% of your score.
A credit score over 750 could plunge below 500.
So how do you find and fix mistakes in your credit report?
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From now on, you can get your free credit report from each of the bureaus, every week, for good.
Just go to https://annualcreditreport.com and follow the instructions to get your free weekly reports.
During the pandemic, the bureaus allowed everyone to get their free credit report once per week, temporarily, to help offset the financial troubles many people were having.
The bureaus extended that temporary program twice, and recently, they have made is permanent.
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MikeWas