"Công cụ FCRA tự động xử lý khiếu nại sai sót báo cáo tín dụng. Hiện đang gặp vấn đề về giao diện: hiển thị dữ liệu phức tạp, quá nhiều tùy chọn khiếu nại, và bảng điều khiển lộn xộn. Cần ý kiến cải thiện trải nghiệm người dùng. Bạn sẽ bắt đầu từ đâu? #FCRA #CreditReport #Fintech #UXDesign #CảiThiệnGiaoDiện #FintechVN"

https://www.reddit.com/r/SaaS/comments/1pi1veq/i_built_a_mailautomating_fcra_tool_what_would_you/

قانون گزارش دهی اعتباری منصفانه (FCRA) از حقوق مصرف کنندگان در برابر استفاده نادرست از اطلاعات اعتباری محافظت میکند. این قانون به شما امکان دسترسی رایگان به گزارش های اعتباری و اصلاح اطلاعات نادرست را میدهد. 🔍📊

لینک خبر:https://zurl.co/Tscdr

#FCRA #قانون_اعتباری #وام #بیمه

CFPB Proposes Rule to Stop Data Brokers from Selling Sensitive Personal Data to Scammers, Stalkers, and Spies

Proposed rule would protect your personal data:

▪️ Make data brokers follow rules as if they were credit bureaus

▪️ Protect consumer info from abuse

▪️ Require #consent for data sharing

This is a strong pro-consumer agency. As before, Trump is likely to undermine or otherwise limit this consumer watchdog's effectiveness.

🌐 https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-rule-to-stop-data-brokers-from-selling-sensitive-personal-data-to-scammers-stalkers-and-spies/

#CFPB #Trump #consumer #data #privacy #banking #FCRA

Data brokers may be banned from selling your social security number

Under the proposed rule, data brokers that sell information about consumers’ income, credit history, credit score, or debt payments would be required to comply with the Fair Credit Reporting Act (FCRA), a law limiting how these agencies can obtain and use the information provided in consumer reports

#CFPR #FCRA #data #bigdata #databrokers #infosec #privacy #technology #tech

https://www.theverge.com/2024/12/3/24311498/cfpb-rule-data-brokers-social-security-number-fico-score

"The Consumer Financial Protection Bureau (CFPB) has proposed a new rule that would block data brokers from selling personal and financial information on Americans, including their Social Security numbers and phone numbers, under the Fair Credit Reporting Act (FCRA).

In proposing the new rules, months after President Biden signed an executive order to curb the sale of Americans’ private data, the U.S. consumer protection agency said it aims to “rein in” data brokers who sidestep federal law by claiming that they are not subject to the FCRA’s legal provisions.

The CFPB’s director, Rohit Chopra, told reporters on a call Monday that the proposed rule would “curtail the widespread evasion” of the FCRA, which is the federal privacy law that protects personal data collected by consumer reporting agencies, like credit bureaus and tenant screening companies. The rule would also “make it clear that many of these data brokers, like credit bureaus and background check companies, are subject to federal protection under the FCRA.”"

https://techcrunch.com/2024/12/03/us-agency-proposes-new-rule-blocking-data-brokers-from-selling-americans-sensitive-personal-data/

#USA #CFPB #FCRA #DataProtection #Privacy #DataBrokers #DataBrokerage

A lot of people don’t know this: most lawyers who sue Equifax won’t charge you a dime unless they win for you. Being “poor” isn’t a reason to tolerate credit reporting mistakes. #FCRA #Equifax #TransUnion #Experian

https://photog.social/@Rural_Canadian/113380794340951606