obviously some things do happen in good time, but even with a career, that doesn’t guarantee a person can start saving. especially not immediately. i agree, saving for an emergency fund would be ideal… with my life: yesterday was an emergency, today was an emergency, tomorrow will probably be too.

don’t shame the person, shame the system because it’s absolutely ridiculous that people can never get ahead.

@ashleyyrain you are so right. Saving money is a privilege, and those abundant messages out there saying "it doesn't matter if you save 1 cent per month" are just ridiculous.. in Chile, there are no basic rights, everything was privatized by the dictatorship and the support of USA (btw: Our constitution was written by USA). So, if you also have a kid, things get much worse. Health rights? Education rights? Housing rights? Noooot. Thanks for your reflections!
@leoschuldiner23 woah, no thank you for your reflections. i learn something new everyday. this was very insightful and I could not agree more.