Andrew Lokenauth

Married and own a home by 30 years old in the US

1960: 52%
1970: 48%
1980: 45%
1990: 43%
2000: 35%
2010: 25%
2025: 12%

I’m sure everything is fine.

Feb 17 at 12:39amWeb
Show threadfan boy 🪭Feb 17
@FluentInFinance
Now do married, and own a cat.
Show threaddisorderlyfFeb 17
@notyourfanboy @FluentInFinance I mean, even aggregated over the entire cat's lifetime, I suspect it's still orders of magnitude cheaper than a wedding and a mortgage.
Show threadMorgan ⚧️Feb 17
@FluentInFinance I'd really love to see the stats divided up. Because my suspicion is it's mostly if not entirely an inability to afford houses, but pairing it with marriage means it could also be that people are just not getting married as much anymore as we discover polyamory, aromanticism, and anti-establisment sentiments
Show threadJonFeb 17
@raphaelmorgan @FluentInFinance I'd throw in that marriage is a net negative for women in many respects, especially marriage to Nazis, er, TradHubs. And the economic driver of requiring a husband to "support" them has evaporated. Not getting married is probably a very rational decision for most women.
Show thread-rbFeb 17

@oddhack @raphaelmorgan @FluentInFinance yes, this. The economic and social reality for women in the 1950’s pretty much mandated marriage.

They shouldn’t have been conflated in this set of statistics.

Show threadHTPC NZFeb 17
@FluentInFinance maggots looking at these stats "that 12% is all undocumented migrants & trans, so no, it's not fine, if that 12% were only MAGA folk, it is all great. Let me go worship my migrant billionaire overlord now".
Show threadWulfy—Speaker to the machinesFeb 17

@FluentInFinance

The Dow is over 50,000
Quit your whining, terrorist!!!

Show threadbbₜᵤₓᵢFeb 17

@FluentInFinance

I would say there's a similar picture in Germany.

Show threadJonathan HartleyFeb 17
@FluentInFinance apologies for cluelessness, but to be clear, does "own a home" mean taken out a mortgage, or paid off the mortgage?
Show threadzbrownFeb 17
@tartley @FluentInFinance I'd assume it's ignoring mortgage as a factor, and counting everything as ‘owning’ even if a lender owns the other 99% of the place, but indeed there is ambiguity
Show threadRasmus LindegaardFeb 17

@zbrown @tartley @FluentInFinance there's still a vast difference between owning and renting;

You rent, that's money that's just gone every month. You have a mortgage: that's money you're saving up every month (minus the interest).

Show threadJim HubbellFeb 17
@tartley @FluentInFinance
Considering only my parents and my situation, taken out a mortgage.
Now my grandmother was able to pay cash for a house in mid 1930s with a war bond her husband bought in early 20s.
Show threadЖафстелцеFeb 17
@FluentInFinance I wouldn't combine marital status with real estate ownership; the decline of the first one isn't necessarily a bad thing.
Another caveat, if the idea is to demonstrate the decline of income by the decline of young couples with houses, there might be other, stronger reasons than economical ones why people don't buy houses and procreate right after school/uni anymore.
Show threadArgieFeb 17
@Schafstelze @FluentInFinance Thank you! Was going to say the same -- certainly things are bad but both marriage and home ownership are concepts that could be questioned as the status quo to aspire to.
Show threadThomas ArildsenFeb 17
@Schafstelze @FluentInFinance exactly what I thought. Any numbers on not married and own a house?
You would at least need to separate the two to make an economic argument about it.
Show threadTommyChristensenFeb 17
@FluentInFinance yep.. all fine..
Show threadNidarosgnomenFeb 17
@FluentInFinance what are the statistics for singles who own a home? I know they are lower, but I'm curious how low
Show threadtkissingFeb 17
@FluentInFinance The purpose is what the system is doing, namely concentrating power beyond the reach of democratic control.
Show thread@@Feb 17
@FluentInFinance why is it important to own a home when you’re married?
Show threadFahri Reza 🍉Feb 17
@FluentInFinance how many have their pensions tied to the military industry
Show threaddisorderlyfFeb 17
@FluentInFinance Curious how those numbers compare to, say, 1920-1950
Show threadCorb_The_LesserFeb 17
@FluentInFinance Map that against wealth distribution upward since 1960.
Show threadStan Stewart aka muz4nowFeb 17
@FluentInFinance Ouch. What's the source for these statistics?
Show threadNikxxxFeb 17
@FluentInFinance речь именно про частный дом? Или про любое жилье? Я так понимаю невыплаченные кредиты тоже входят в эти 12%, сколько из этих 12% потеряют жилье из-за кризиса и невозможности выплатить кредит? Если про дом, то 12% это еще не так печально, в РФ думаю все куда хуже.
Show threadskribe 🇺🇦 Feb 17

@FluentInFinance
Population

1960 3 billion
2026 8.3 billion

Show threadprom™️Feb 17
@FluentInFinance Can you state a source?
Show threadLRFeb 17
@promovicz @FluentInFinance +1 source would be appreciated
Show threadJonFeb 17
@promovicz @FluentInFinance I observe that the OP does not actually seem to engage people here - at all. He just dumps posts from his blog, probably trying to drive traffic there. Pointless to follow him.
Show thread🌸 VårgubbenFeb 17

@FluentInFinance Do the two properties also behave the same when observed separately? Is it home ownership or marriage that is pulling the numbers down? Or do they correlate?

Asking since home ownership is mainly an economic consideration, while marriage is arguably more of a culture/lifestyle thing.

Show threadKeith MannFeb 17
@FluentInFinance In terms of marriage and home ownership, I (b. late 1960s) followed the same trajectory as my parents (b. mid-late 1930s), but about 10 years later. They were married around age 20 and bought a home around age 25; I was married around age 30 and bought a home around age 35.
Show threadJörn NettingsmeierFeb 17
@FluentInFinance Can I see "own a home" without the relationship model predefined? Because I'm interested i n the economic aspect, not the marietal one...
Show threadfellmoon 🏴Feb 17

@FluentInFinance a few weeka ago I saw this on linkedin, compared to the "median starter home size" & that is imho relevant part if the equation...

https://www.builderscapital.com/blog/starter-homes

Not saying the US is not fucked but also expectations & market availability of homes of a certain size are part of the equation...

Where Have All the Starter Homes Gone?

Show threadWeekend EditorFeb 17

@FluentInFinance

Data source?

Show threadJudy AndersonFeb 17
@weekend_editor @[email protected] I was a homeowner before age 30 but I wasn't married so I don't get included in the 1980's line segment. Why did they restrict it to married?
Show threadWeekend EditorFeb 17

@nosrednayduj

@FluentInFinance hasn't (yet) revealed the source of the data, so we can't (yet) judge its reliability or purpose.

But I *think* the idea was to point out the decline in what used to be described as an established start in life: owning a home and being married.

While that measure of "being established" may have been the cultural norm in the past, it seems at least slightly dubious now. Now we'd need to include all sorts of households and all sorts of relationships that previously flew under the legal radar.

So we could use the data to say something about the decline in marriage, with some controversy and difficulty of interpretation.

But we could also use it to say something about the low availability and astronomical pricing of housing, which makes it much harder on people rising into adulthood now.

Perhaps @FluentInFinance will let us know his source and their intent.

Show threadGary Feb 17
@FluentInFinance since when was the percentage of people being married a measure of being fine? 🤨
Show threadFritz leck Eier 🎗️Mar 1
@FluentInFinance It's the 5 dollar coffee. For sure it's the 5 dollar coffee.