It's cheapest and best for the planet to live without a car. Unfortunately, the way things are set up, many of us can't (like suburban moms--no really, it can't be done. I tried).
In the mean time, it's cheaper to drive electric over the life of a vehicle, there are used vehicles for sale, and they don't require head-gasket replacement. https://www.financialmentor.com/calculator/car-cost-calculator

