In "How to Settle Your Debt With the IRS on Your Own" IRS accurately points out the shortcomings of firms that mass-market tax settlement services for "pennies on the dollar". We all agree: avoid them. However, it naive to think that going directly to the IRS is the best option. This is self-serving on the part of IRS. I see so many people who made matters worse by speaking with a revenue agent directly. uhttps://youtu.be/2iPm5UzwECE via @YouTube #taxproblems