不怕找零、不用算匯率,外國遊客在泰國都改用行動支付?

關鍵評論網 ASEAN:Indochina 2026-02-03 13:38:00 CST隨著國際旅遊復甦,外國遊客在泰國使用行動支付的情況急速增長,跨境行動支付成為新興付款方式。泰國國家支付系統PromptPay的營運商National ITMX指出,2025年12月入境旅客透過「Thai QR」完成的交易金額年增逾一倍,使用量以中國遊客居冠。官方與金融機構分析認為,跨境行動支付降低外國旅客的消費門檻,強化泰國作為區域數位行動支付樞紐,但現金在旅遊活動中仍占主導地位,行動支付仍處於過渡階段。
https://www.thenewslens.com/article/264367
#觀光 #PromptPay #東南亞 #微信支付 #泰國 #Thai QR #旅遊 #國際 #行動支付

不怕找零、不用算匯率,外國遊客在泰國都改用行動支付? - TNL The News Lens 關鍵評論網

隨著國際旅遊復甦,外國遊客在泰國使用行動支付的情況急速增長,跨境行動支付成為新興付款方式。泰國國家支付系統PromptPay的營運商National ITMX指出,2025年12月入境旅客透過「Thai QR」完成的交易金額年增逾一倍,使用量以中國遊客居冠。官方與金融機構分析認為,跨境行動支付降低外國旅客的消費門檻,強化泰國作為區域數位行動支付樞紐,但現金在旅遊活動中仍占主導地位,行動支付仍處於過渡階段。

TNL The News Lens 關鍵評論網
Also, in regards to cross-border payments via QR like #DuitNow and #PromptPay ; I know scanning their (merchant) QR for payments work - as mentioned, I’ve only been using #TnG eWallet for this bcos as far as I’m aware, their rates are more competitive than my bank’s (#Maybank). #ShopeePay ‘s doesn’t seem to work, as far as I can tell.

However these have only worked in instances where I’m the one scanning their QR - in one of the (7E) vending machines I’ve seen in
#Thailand that supports PromptPay, whereby they scan your QR (instead of the other way around), it’s not worked with my TnG eWallet QR - tho I reckon it’s bcos only the scanning part of TnG is DuitNow-compatible, while the QR it provides ‘to be scanned’, is not.

Quite a headache lol - I imagine it might work if I use my Maybank QR code instead? tho I’ve not tried. Maybank’s conversion rate is pretty shit tho. Prior to my travel, I’ve found and ranked the best currency conversion rate (for THB) is, from best to worst: My local money changer (bizarre, right?) > Wise > TnG eWallet > Maybank.

I might test/investigate this further, later. If the ‘being scanned’ part of the cross-border QR payment method works with my bank’s QR - cool. If that too does not work, then this cross-border QR payment thing’s insufficient (i.e. if it only works when we’re the one scanning the merchant’s QR).
Kinda wild that Thai 7E.. 1) does not accept their national #PromptPay, only #AliPay, and 2) only accepts card payments for purchases over 200 THB. That’s a lil bizarre cos I make cents-worth payments using #Apple Pay (i.e. #VISA) all the time, back at home haha.

Also, I’ve yet to successfully make AliPay payments using
#TnG eWallet, only PromptPay payments and even then, there have been some misses - presumably bcos these shops were using personal PromptPay QRs, not the supported merchants’ QR.
After considering both Indonesia and #Thailand for our upcoming trip in Sept, my wife and I have chosen #Phuket. We're prolly gonna do the same thing we did with our last trip to Osaka and not get cash, only adding our money to #Wise and using #ApplePay with it when possible, and cash withdrawn from our Wise card at an ATM in cash-only stores, but god it's such a shame that Wise does not support #DuitNow QR payments. They really should though >:(

That being said, Wise (at least somewhat) supports QR payments to Singapore's
#PayNow - and PayNow is compatible with DuitNow and some of the other participating QR payment systems including Thai's #PromptPay. I wonder if that means you could make QR payments from Wise to PromptPay QR codes... I doubt it lmao.

🔗 https://wise.com/my/blog/what-is-duitnow

🔗 https://wise.com/help/articles/7cYlC8lKqbgjNNmlXyYtFL/how-can-i-pay-with-a-qr-code
What is DuitNow and how to use it in Malaysia

DuitNow is a Malaysian payment service that allows real-time payments between locally registered bank accounts. Here's how to use it to send money.

Wise
Earlier this month, phase 2 of Cross-Border QR Payment between Malaysia and Cambodia was officially launched. Malaysia's #DuitNow and Cambodia's #KHQR QR payment methods are now compatible with each other in respective countries.

The full list of countries' QR payment methods that are currently compatible with DuitNow:

-
#QRIS (Indonesia)
-
#SGQR (Singapore)
-
#PromptPay (Thailand)
-
#Alipay (China and other supporting countries)
- KHQR (Cambodia)

🔗 https://www.bnm.gov.my/-/cbqr25

🔗 https://www.duitnow.my/Cross-Border/index.html
Touch 'n Go eWallet users can make QR payments in over 12 countries via Alipay+ and DuitNow QR cross-border network - SoyaCincau

Besides Singapore, Indonesia and Thailand, Touch 'n Go eWallet users can also make QR payments in mainland China, Japan, South Korea and more via the Alipay+ network.

SoyaCincau