So I installed #
electrum on my phone and it turns out that #
segwit on Electrum means #
bech32. So who supports bech32? Basically nobody. Not Shapeshift, not localbitcoins, etc.
So I ended up installing #
samourai as well, sending funds to the 3* address of the Samourai wallet, then just sending them further on to the bc1* address of the Electrum wallet.
I could have derived and swept the private key to skip one step, but I think the hassle for that would have been costlier than the tx fee.
But now I have paid my VPS bills promptly and without paying tx fees higher than the bill! :-)
Electrum defaults to being super careful with the default fee though, i.e. setting it high, so I had to set it manually.