Fixed Rate Vs Variable Rate
Fixed rate:
* Repayment certainty
* Protection if rates rise
* Less flexibility
Variable rate:
* Offset accounts, extra repayments
* Rates can fall
* Repayments can increase
Split loans give you both. There's no one-size-fits-all.
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#FixedRate #VariableRate #HomeLoan #FirstHomeBuyer #MortgageChoice
The Role of Variable Rate Technology in Fertilizer Usage
LaVona Traywick and I discuss aspects of #variablerate #agtech in this open access article
#precisionag #farmdata #digitalag #agriculture #farmers
https://docs.lib.purdue.edu/jafe/vol3/iss2/6/
Precision technologies such as variable rate fertilizer applications have been touted as solving production agricultural issues, increasing yields, and improving environmental stewardship. Variable rate technologies have been widely available on farms especially via custom service providers; however, utilization rates of these technologies remain relatively low. Low adoption rates indicate barriers to adoption and an opportunity for market expansion. The degree to which such technologies may reduce the demand for fertilizers will depend on VRT adoption rates.
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Terry Griffin