The $1.2 Billion Shock: Australia's Home Insurance Crisis Just Got Worse

Home insurance premiums jumped $1,200 on average from 10 March 2026 as climate disasters force insurers to pass costs to households. 1.24 million families now face affordability stress.

The Daily Perspective
More gatherings, more memories — make sure your home stays protected. Secure your space with reliable home insurance from InsurancePolicy.ae. 🏡✨
#HomeInsurance #InsuranceUAE #ProtectYourHome #PropertyInsurance #UAEHomes #StayProtected #InsurancePolicyAE
Today Is...National Walking the Dog Day!
Great for your heart and your pup! Insurance Tip: Check your liability coverage if you have a "protective" pet. 🐕🚶‍♂️ #DogLovers #HomeInsurance #Exercise

Trusted Insurance Agency in Union, MO

SBInsure Agency is a trusted insurance agency in Union, MO, serving Franklin and Warren counties. We provide reliable home, auto, and life insurance solutions designed to protect families, vehicles, and properties with personalized coverage options.

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SBInsure - Serving Union, MO and Beyond

As your reliable insurance agency in Franklin and Warren counties, we offer home, car and life insurance coverage solutions.

SBInsure
Insurance initially approved a limited amount for my client.
After reviewing the details more carefully, the insurance company approved triple the original amount.
Many people assume the first response is final.
That’s often where value is lost.
A second look can make a difference.
#Insurance
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"Protection Gap Deepens: The share of uninsured homes in the U.S. has more than doubled—from 5% in 2019 to 12% in 2025—as the rising climate risk and market dynamics combine to limit the private insurance sector’s ability to close this gap."

https://ethicalmarketingnews.com/escalating-extreme-weather-risks-push-u-s-insurance-system-to-breaking-point
#HomeInsurance

Escalating Extreme Weather Risks Push U.S. Insurance System to Breaking Point | Ethical Marketing News

A new report from World Wildlife Fund, Tackling The Insurance Protection Gap, warns that the rising frequency and severity of extreme weather is driving an insurance crisis in the United States, leaving millions of households and businesses financially exposed. “The insurance protection gap is the canary in the coal mine for the U.S. economy, and

Today Is...Cut Your Energy Costs Day!
Insurance Tip: Many policies offer discounts for smart home upgrades that prevent energy waste and water damage. 💡💰 #EnergyEfficiency #HomeInsurance #SmartSavings
A #Climate ‘Shock’ Is Eroding Some #Home Values. New Data Shows How Much.
Since 2018, a financial shock in the #homeinsurance market has meant that homes in the ZIP codes most exposed to hurricanes and wildfires would sell for an average of $43,900 less than they would otherwise, the research found.
In hail-prone Midwestern states, #insurance now more than 1/5 of homeowner’s housing payments, which include mortgage costs and property taxes.
https://www.nytimes.com/interactive/2025/11/19/climate/home-insurance-costs-real-estate-market.html
https://archive.ph/Hf9h9
Rising Home Insurance Premiums Are Eating Into Home Values in Disaster-Prone Areas

Changes in the insurance market have started to affect home prices in the most disaster-prone areas, new research finds, pushing some homeowners’ finances to the breaking point.

The New York Times

"The Trump administration’s policies on climate, cutting funding to key programs, [and] reducing access to and limiting the collection of climate data are contributing to an increase in property insurance rates for homeowners, said insurance industry analysts and experts.

Steep tariffs on materials like lumber, steel, & aluminum are raising construction and repair costs, which will likely be passed on to consumers through higher home insurance premiums."

https://yaleclimateconnections.org/2025/12/trumps-anti-climate-policies-are-driving-up-insurance-costs-for-homeowners-say-experts/
#HomeInsurance

Trump’s anti-climate policies are driving up insurance costs for homeowners, say experts

Tariffs, extreme weather events and the president’s funding cuts are contributing to increasing rates, sometimes by double digits.

Yale Climate Connections

CPH Daily Bulletin 12/9/2025

REPORT: The #California #HomeInsurance Challenge in Eight Charts - Terner Center for Housing Innovation (UCB)

https://ternercenter.berkeley.edu/blog/the-california-home-insurance-challenge-in-eight-charts/

#Housing #ClimateChange #Wildfires

The California Home Insurance Challenge in Eight Charts - Terner Center

Authors: Hongwei Dong, Professor, California State University, Fresno Carolina Reid,  Faculty Research Advisor, Terner Center Zack Subin, Associate Research Director, Terner Center Quinn Underriner, Senior Data Scientist, Terner Center Download a PDF As wildfires and other hazards driven by climate change grow more frequent and intense, California homeowners face escalating... Read more »

Terner Center