TOP 10 PROPERTY INSURANCE DENIALS
47% of claims are denied. Protect your property by knowing the most common reasons:
10. Suspected Fraud
9. Lapsed Policy
8. General Wear & Tear
7. Pre-Existing Damage
6. Failure to Mitigate Damage
5. Misrepresentation
4. Insufficient Docs
3. Late Reporting
2. Policy Exclusions (e.g., floods)
1. Damage Below Deductible
Note: Based on industry estimates. Policies vary.




