Bank of Korea Governor Rhee Chang-yong reaffirmed the need for real estate loan caps and stricter DSR rules to address household debt risks, calling for a macroprudential committee with central bank input.
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Rhee Chang-yong Says Real Estate Loan Caps Necessary Despite Criticism
Bank of Korea Governor Rhee Chang-yong reaffirmed the need for real estate loan caps and stricter DSR rules to address household debt risks, calling for a macroprudential committee with central bank input.
South Korea’s Deputy Prime Minister Choi Sang-mok warned of rising real estate price volatility in Seoul, pledging swift housing supply and stricter debt controls, as employment rates hit record highs but job growth slows.
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Choi Sang-mok Says Seoul Real Estate Price Volatility Rising—Additional Supply Measures Under Consideration if Needed
South Korea’s Deputy Prime Minister Choi Sang-mok warned of rising real estate price volatility in Seoul, pledging swift housing supply and stricter debt controls, as employment rates hit record highs but job growth slows.
South Korea’s Housing Business Sentiment Index rebounded to 100.0 in July, with the Greater Seoul area showing a sharp improvement amid better financing and material supply conditions, though policy uncertainties remain.
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Housing Business Sentiment Index Hits 100 in July—Sharp Improvement in Greater Seoul Area
South Korea’s Housing Business Sentiment Index rebounded to 100.0 in July, with the Greater Seoul area showing a sharp improvement amid better financing and material supply conditions, though policy uncertainties remain.
South Korea’s financial regulator defended a new 600 million won mortgage cap, saying restrictions are needed for high-priced home buyers, while noting limited impact outside Seoul and citing efforts to curb household debt ahead of tighter DSR rules.
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'Mortgage Cap at 600 Million Won' Sparks Debate—Kim Byung-hwan Says 'Restrictions Needed for High-Priced Home Purchases'
South Korea’s financial regulator defended a new 600 million won mortgage cap, saying restrictions are needed for high-priced home buyers, while noting limited impact outside Seoul and citing efforts to curb household debt ahead of tighter DSR rules.
[On the Ground Column] Seoul Home Prices Surge—But Where Is the Policy Chief?
Seoul apartment prices posted their sharpest weekly gain since 2018, but with no land minister appointed, policy uncertainty is fueling market overheating and supply concerns.
South Korean banks are seeing rising household lending but continued net redemptions in bank bonds, as issuance shifts to CDs and ABCP ahead of tighter DSR rules in July, keeping credit spreads stable despite regulatory uncertainty.
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Household Lending Rises, but Net Redemptions Continue in Bank Bonds—What’s Next for Supply and Demand?
South Korean banks are seeing rising household lending but continued net redemptions in bank bonds, as issuance shifts to CDs and ABCP ahead of tighter DSR rules in July, keeping credit spreads stable despite regulatory uncertainty.
June Housing Business Sentiment Outlook—Regional Recovery Evident Amid Presidential Election Impact
South Korea’s June housing business sentiment index rose, with regional markets showing clear recovery amid expectations for new government policies and eased lending rules.
[Son Ji-hyun's Bond Analysis] Relief and Complexity Coexist
South Korea’s bond market faces volatility as U.S. inflation data underwhelms, foreign investors unwind positions, and household debt surges ahead of new regulations.
June Apartment Supply Outlook Index Rises 1.3p from Previous Month—Seoul Plunges 18.5p
South Korea's June Apartment Supply Outlook Index rose 1.3 points to 94.6, driven by lower mortgage rates and policy optimism, while Seoul saw a sharp 18.5-point drop amid regulatory and scheduling shifts.
NH NongHyup Bank Halts Mortgage Applications via Loan Brokers as Lending Cap Reached
NH NongHyup Bank has suspended mortgage applications via loan brokers for June after reaching its lending cap, as demand surges ahead of tighter DSR regulations.
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