Beyond the Arc

@beyondthearc
35 Followers
67 Following
75 Posts

Energized by what social media can be. Disappointed in how it’s turning out. Let’s change it!

A few interests: #fintech, #AI, #contentmarketing, #payments, #digitaltransformation

5 trends that will shape fintech in 2025:

1️⃣ Fintech exits, frozen for the last 24 months, come roaring back. Expect IPO, M&A, or shutdown.

2️⃣ AI driving innovation in banking

3️⃣ Legal disputes!

4️⃣ Choosing fintech partners on the basis of their long-term viability.

5️⃣ Regional shifts in global fintech dominance

#Fintech #Innovation

Game on! Despite U.S. chip export restrictions, Chinese companies have made huge strides in AI.

U.S. startups may face heightened competition from companies entering global markets with AI solutions that are lower cost & rivaling U.S. capabilities.

https://buff.ly/42pPEAz

How China Is Advancing in AI Despite U.S. Chip Restrictions

AI advances by Chinese companies are raising the stakes in the global AI race.

Time

Without a doubt, 2024 was the Year of AI.

But…

From chatbots giving flat out wrong advice, to tasty ideas like glue for pizza, this year proved AI (currently) has limits.

Here are the year’s biggest AI fails:
https://dub.sh/x05NEoE

#AI

The biggest AI flops of 2024

From chatbots dishing out illegal advice to dodgy AI-generated search results, take a look back over the year’s top AI failures.

MIT Technology Review

Slightly over half of adults read a book last year. Time to put down your phone?

https://www.digitaltrends.com/movies/turn-on-the-subtitles-henry-warren-interview/

Why turning on your subtitles might be more radical than you think

In an interview with Digital Trends, Henry Warren, co-founder of Turn on the Subtitles, explains why opting in for subtitles can improve a child's literacy.

Digital Trends

With U.S. home prices up ~40% from before the pandemic,

Young homebuyers are 2x as likely to use family money for down payment than 5 years ago

https://buff.ly/4cDezmP

#Fintech #mortgage #banking

Nepo-Homebuyers: More Than One-Third of Gen Z and Millennial Homebuyers Plan to Use Family Money For Down Payment

Young Americans who have the means are turning to family for help with down payments as housing costs soar. Working a second job is also a popular way to save for a down payment, with 2 in 5 millennials and Gen Zers doing so.

Redfin Real Estate News
Systemic Risk Concerns Grow Among Money Managers as Real Estate Woes Cause Turmoil

(Bloomberg) -- Fears of a systemic credit event are growing among fund managers as alarms sound in property markets around the world.Most Read from...

Yahoo Finance

“$900 billion of debt on US commercial and multifamily real estate will require refinancing or property sales this year — a 40% jump from an earlier estimate”

Tsunami 🌊 heading right at us

Systemic Risk Concerns Grow… via @business

yhoo.it/3OMHGty

#fintech

TL;DR "Apple has managed to pack the power of a Mac, plus the performance of a new dedicated AR chip, into a computer that you can wear on your face."

https://bit.ly/3Sp3LiF

Vision Pro Teardown—Why Those Fake Eyes Look So Weird | iFixit News

Welcome to the Vision Pro, Apple’s most complex piece of hardware yet. So complicated that we’ll need more than one teardown to tackle it. First up: Those creepy eyes.

iFixit

Want to earn your full-geek merit badge?
Check out the Vision Pro teardown 😎

"it isn’t just displaying a single video feed of your eyes; it’s showing a bunch of videos of your eyes."

Vision Pro Teardown—Why Those Fake Eyes Look So Weird https://bit.ly/3Sp3LiF

#tech #fintech

Vision Pro Teardown—Why Those Fake Eyes Look So Weird | iFixit News

Welcome to the Vision Pro, Apple’s most complex piece of hardware yet. So complicated that we’ll need more than one teardown to tackle it. First up: Those creepy eyes.

iFixit

“There are echos of subprime here as no one really knows the size of the problem, who is holding the losses and how it could be managed.”

Dark days are coming for US commercial real estate and the banks holding the loans https://bit.ly/3UnKNM9

#RealEstate #finserv #fintech

Dark days are coming for US commercial real estate and the banks holding the loans

. The banking worries in the US this week were triggered by: . New York Community Bancorp cutting its dividend on higher capital rules and commercial strain A Japanese bank reporting unexpected los...

Forexlive