OK, since a lot of #socialcoop people are talking about credit unions: what are the benefits of a credit union, aside from ideological consistency?

I'm currently with a traditional bank for no real reason other than "because." I've often thought about moving to a local credit union, but have yet to make the leap -- mostly due to inertia.

@ink_slinger I'm in a specialized one for teachers, which offers useful benefits, like low interest loans for supplies. Also they save a portion of every paycheck and give it to me over summer break. Super useful. Plus the branch has good coffee and snacks.
@noflag That's very cool. I don't know there were credit unions that are that specialized!