@MightyPork @Gargron I think it is USA lawyers paranoia because in UK (maybe rest of EU?) someone <18 cannot be held liable for debts or for legal contracts terms; but as soon as they are 18 the usual contracts apply.
Like many British teenagers i got my first bank accounts at age 12/13, and used same banks well into my 20s. I didn't have to close my a/c and start again at 18 with "adults" bank account..
@stefanieschulte @masoud @Gargron GNU Taler is interesting. I haven't gotten to try it yet but it sounds promising.
I'm also keeping an eye on the Stellar consensus protocol (*very* interesting stuff... federated consensus!) and what the company Digital Bazaar is doing (full disclosure in that I contract with them, but not on this currently) on Web Payments stuff (Linked Data Signatures for web payment stuff basically). Reasons for optimism!
@cwebber @stefanieschulte @masoud @Gargron
wow !
I didn't know about Linked data Signatures and I didn't know about Stellar !