"PSA: If you opened your PayPal account before you were 18, close it now." https://medium.com/@iDemonix/paypal-is-still-one-of-the-worst-online-examples-of-customer-service-42f3c13f6cd0
@MightyPork @Gargron I think it is USA lawyers paranoia because in UK (maybe rest of EU?) someone <18 cannot be held liable for debts or for legal contracts terms; but as soon as they are 18 the usual contracts apply.
Like many British teenagers i got my first bank accounts at age 12/13, and used same banks well into my 20s. I didn't have to close my a/c and start again at 18 with "adults" bank account..