@gwynnion
Insulated or not, you still need to heat those houses. There just seemed to be no need whatsoever to cool 'em so far. At worst, maybe a hot week every other year? That wasn't worth it, so we're completely unprepared for cooling. The very concept of it still is somewhat alien to us.
I mean - I'm hearing the two big fans I got blowing slightly less warm air into the apartment right now and I already feel pity for those poor fans, trying to battle it out and predictably losing it, but this concept used to work well so far and it simply starts to fall apart right now, tonight - because even one hour past midnight the temperature difference is just insufficient to cool the apartment down for the next day, so that insulation would do the rest during daytime with everything shaded and closed.
Mind you - it's not the most modern, best insulation, but at least we got somewhat decent insulation right away when the house was built. It just can't keep up with the heat beating it without mercy during the day, so it does heat up and once it got heated and in absence of actual AC, there is very little we can do to get it out again, so it all adds up when heat waves strike, making insulation almost worthless at some point.