lagoon8622For-profit healthcare systems are designed to extract every last pfennig from a person's estate before they die.
actionjboneNot just before. Also after.
Thatās true and thatās important additional context. Survivors get punished too.
jaredYouāre completely right, but you could replace for profit healthcare with for profit anything and still be right.
Exactly. Capitalism is used to extract as much money as possible and concentrate it on the 1 %
As opposed to Communism, where they extract as much wealth and labor as possible and concentrate it on the 0.1% (the party leadership).
Youāre comparing best case capitalism with worst case communism.
When communists concentrate wealth, they are corrupt, the system is not working as intended.
When capitalism concentrates wealth, itās working as intended.
Best case capitalism is not āwealth concentrates on the 1%ā. Best case capitalism (which in fact has happened in many places around the world) is āevery gets richerā.
Where does the money come from that makes everyone richer?
You can only have more if somebody else has less (money concentration)
NatakuNoxYup capitalism is just feudalism with extra steps. Every economic system before had its moment to resolve problems of their time. But itās time to move on from capitalism. Never before have we had the ability to provide the essentials for every human on earth, and since we do now (yes not over night) we have an obligation to those that came before us to do so. Think about what humanity could accomplish if we stopped needlessly fighting each other for survival. Look at what weāve accomplished while trying to kill each other. Together we are limitless.
does not stop there also from the state. the whole medicare advantage is about billing for illnesses without effectively providing care.
Thatās all insurance ever.
FredselfishYep work for Allstate the āgood handsā people. They fuck you anyway they can.
humble_boatsmanOne of my highest concerns and grievances with working towards retirement in the US. Even if you do everything ā rightā. All it takes is a bad roll of the cancer dice and your family is fucked. Your hard work is washed down the drain. And thereās not a single political fuck in chance of reform in our lifetimes.
You can call it Mercenary. Thatās what it is.
Itās a good thing (for the corps) that the US is filled with mostly morons who think thatās a good thing.
Itās not even necessarily better in places with some public healthcare. In Canada, although medical care is generally free, retirement residences are not. My grandmother is in her 90s and requires a memory care facility, which costs $8000 per month. She is very lucky to have an inflation indexed pension, and even with it her kids are having to supplement to pay the cost.
The only thing you can do is hope never to require care.
So I worked for a big health insurance company for 11 years. Of which 4 of those I worked in international claims.
We would get these claims from Mexico sometimes for people with terminal cancer.
The companies were U.S companies. But in Mexico.
Ever see those commercials for ācancer treatment centers of Americaā where they promise new innovative and experimental treatments?
They used to run commercials all the time. Well all the facilities are all located in Mexico.
(Now itās been about 6 years since I last worked there and maybe these companies donāt exist anymore. I hope not).
Anywho. We would get these medical claims in for literally a few million dollars.
For vitamin B shots. Water exercises. Massages.
Nothing innovative. No actual cancer treatments.
Just pain killers and vitamin B shots.
People would stay there for a month or two then die. But thatās only part of the horror.
The cancer centers would not release the bodies of the person until the debt was paid.
Yeah you heard me.
Thatās why desperate people would try to get the u.s health insurance company to pay some of it. But we wouldnāt. Because 1. Itās considered medical tourism. And 2. Itās not considered legitimate health care.
We felt bad for the families whenever one of these claims came through. They would often submit it multiple times trying to get it paid. With letters begging us. Which is how we learned that these companies wonāt release the body of the deceased until they were paid.
They have been sued many times but still going strong.
There are lots of them but just the one I mentioned.
oig.hhs.gov/ā¦/ctca-agreed-to-pay-82-million-for-aā¦
nbcnews.com/ā¦/consumer-group-says-most-u-s-cancerā¦
pubmed.ncbi.nlm.nih.gov/1878788/ Questionable cancer practices in Tijuana and other Mexican border clinics
Maybe, maybe not.
Some places are as expensive or more.
These Mexico cancer centers charge way more.
Switzerland also has expensive medical. Almost same as U.S.
Most other countries cheaper but itās hard to know if there is fraud. People go get cosmetic surgery and send in a bill for a deviated septum but it was a cosmetic nose job.
Generally only accidental or emergency care is covered for foreign countries where itās not easy to get to the u.s.
For example you get injured or have a heart attack in Mexico near U.S border, you better go to the U.S hospital if itās closer or it wonāt be covered.
There was exceptions made for expats living abroad.
There was one company that had like 8 families that it insured. All lived in different foreign countries.
I think they were maybe doctors.
The company was a charity thatās well known but I donāt want to say who. They were very good to their employees though. They paid some crazy gold platinum plan for these people. We covered everything for them and their family and even reimbursed them in their currency. Had like a $200 deductible and no copays or something crazy like that.
Best plans Iāve ever seen.
sounds like those places are pseudoscience just preying on the desperate.
ćé»å®¶é§ Wong Ka Kuić | (aka: é³³å°é¢ å¶ē Hououin Kyouma)Pro Tip: DEED TRANSFER TO YOUR KIDS BEFORE YOU GET SICK ffs
No one plans to get sick when they do.
Only if your kids arenāt assholes.
btsaxAll business is built to extract as much resource control as possible from everywhere. The natural goal for all business is the complete control of everything, a monopoly on all resources.
No itās not ānatural,ā because corporations themselves are not ānatural.ā We created them, and theyāve only gained more and more power and less and less accountability because we let them. It doesnāt have to be that way. Being granted a corporate charter is a privilege, not a right; we donāt have to let corporations that act against the public interest continue to exist.
See also: reclaimdemocracy.org/corporate-accountability-hisā¦
All capitalist business is.
Every system ever, created by man, is.
Thatās for whatever is left after a lifetime of being enticed into overspending on gambling, overpriced entertainment, expensive foods, cheap consumer goods, and desperately trying to keep up with aspirational lifestyles they see in the media.
My terminal diagnosis plan is split. Iām not sure which one I should do. I guess it depends on how sick or how much time I have left.
itās either going to be making my death look complexly accidental for the life insurance money, or go on a punisher spree until Iām dead.
Public healthcare systems are designed to drain the whole society of resources that could have been used more productively elsewhere.
This is why we should practice eugenics!
ā¦No wait!
gwl [he/him]Seriously surprised more people donāt just leave the country at this point
Because thatās not a trivial task?
Itās a long and difficult process to get citizenship elsewhere. Itās expensive to move or start over (even within the same country). Most people canāt afford to bring their entire extended family. And you have to find a new job when you get there.
When shit gets shit enough, itās worth any amount of effort to leave
Well yeah, I live in Europe, where we care about the health of our people
Reddit was saying for the past four years that all good Russians left Russia and only supporters of Putin choose to remain. So sounds like itās pretty easy to move.
My partner and I have both dual citizenships, but not for the same countries. That gives us an advantage that others donāt have, and while weāve been working on leaving for our own safety, it is difficult and complicated.
Paranoid FactoidCapital flows across borders easily, labor does not. Itās a state imposed arbitrage system where capital flows to the cheapest labor but labor cannot move to countries with the highest wages, thus ensuring a race to the bottom with labor rates.
Iām diabetic with early signs of cirrhosis, Iām pretty confident that Iām going to die somewhat early and probably with a lot of medical debt.
I was thinking the other day about what steps I can take to effectively divorce my wife and leave as much to her and my kids as possible instead of insurance.
I was listening to NPR yesterday and they were talking about how the US is starting to have less and less room every year for pediatric care because pediatric care isnāt very profitable compared to care for people over 60.