da_667I'm making chili today with dried beans I soaked overnight. I let them soak and tasted one this morning and its sort of crunchy, but not rock hard. I'm thinking I should give them a boil before I put them in the pot to soften them up to the consistency I'm used to.
Dave Wilburn 
Dry beans need to be cooked. Soaking is sorta optional, but you'll have to cook them for way longer if you don't. You need to bring them to a hard boil for a few minutes before reducing them to a simmer.
Kidney beans and their close relatives need special care because they have a higher amount of toxins. You need to have them on a hard boil for at least 10 minutes before reducing them to a simmer.
Alternatively you can just do what I do, skip the soaking, and throw the dry beans and water into an instant pot or other pressure cooker. I usually set it for 40 minutes of high pressure and wait for it to naturally release.
I usually like to cook my beans with a bit of celery, carrot, onion, garlic, salt, pepper, bay leaf, cumin, oregano, cayenne, and a splash of olive oil. The stock at the end is pretty great, too.