Also found out that Microsoft FS 2020 has recently introduced XBox live account requirement, and if you read the Steam forums there are quite a number of people having problems logging in and playing the game. Game has gone from good to beta and now downhill.

Basically €120 of mine are gone. Thank you Asobo so bloody much.

So - warning: stay away from any game made by Asobo/Microsoft. If you want a flight simulator, get XPlane or any other simulator, even AFS2 is decent, but with VR built in from the start.